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Term Life Rates in Your 20’s
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Male
10-Year Term Life Sample Rates in Your 20’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 20 | $9.68 | $13.33 | $17.00 | $18.92 |
| 21 | $9.68 | $13.33 | $17.00 | $18.92 |
| 22 | $9.68 | $13.33 | $17.00 | $18.06 |
| 23 | $9.68 | $13.33 | $17.00 | $18.06 |
| 24 | $9.68 | $13.33 | $17.00 | $17.20 |
| 25 | $9.68 | $13.33 | $17.00 | $17.20 |
| 26 | $9.68 | $13.33 | $17.00 | $17.20 |
| 27 | $9.68 | $13.33 | $17.00 | $18.06 |
| 28 | $9.68 | $13.33 | $17.00 | $18.06 |
| 29 | $9.68 | $13.33 | $17.00 | $18.92 |
20-Year Term Life Sample Rates in Your 20’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 20 | $12.53 | $18.99 | $26.02 | $30.96 |
| 21 | $12.53 | $18.99 | $26.02 | $30.96 |
| 22 | $12.53 | $18.99 | $26.02 | $30.96 |
| 23 | $12.53 | $18.99 | $26.02 | $30.96 |
| 24 | $12.53 | $18.99 | $26.02 | $30.96 |
| 25 | $12.53 | $18.99 | $26.02 | $30.96 |
| 26 | $12.53 | $18.99 | $26.02 | $30.96 |
| 27 | $12.54 | $19.02 | $26.06 | $30.96 |
| 28 | $12.59 | $19.11 | $26.06 | $31.45 |
| 29 | $12.69 | $19.30 | $26.06 | $31.45 |
30-Year Term Life Sample Rates in Your 20’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 20 | $18.05 | $28.88 | $40.97 | $49.26 |
| 21 | $18.05 | $28.88 | $40.97 | $49.26 |
| 22 | $18.05 | $28.88 | $40.97 | $49.26 |
| 23 | $18.05 | $28.88 | $40.97 | $49.26 |
| 24 | $18.05 | $28.88 | $40.97 | $49.26 |
| 25 | $18.05 | $28.88 | $40.97 | $49.27 |
| 26 | $18.09 | $28.99 | $41.15 | $49.58 |
| 27 | $18.21 | $29.33 | $41.65 | $50.42 |
| 28 | $18.40 | $29.84 | $42.42 | $51.74 |
| 29 | $18.67 | $30.60 | $43.56 | $53.67 |
Female
10-Year Term Life Sample Rates in Your 20’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 20 | $8.39 | $11.18 | $13.95 | $14.62 |
| 21 | $8.39 | $11.18 | $13.95 | $14.62 |
| 22 | $8.39 | $11.18 | $13.95 | $14.62 |
| 23 | $8.39 | $11.18 | $13.95 | $14.62 |
| 24 | $8.39 | $11.18 | $13.95 | $14.62 |
| 25 | $8.39 | $11.18 | $13.95 | $14.62 |
| 26 | $8.39 | $11.18 | $13.95 | $14.62 |
| 27 | $8.39 | $11.18 | $13.95 | $14.62 |
| 28 | $8.60 | $11.38 | $13.95 | $14.62 |
| 29 | $8.60 | $11.42 | $13.95 | $14.62 |
20-Year Term Life Sample Rates in Your 20’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 20 | $11.04 | $15.84 | $21.18 | $23.78 |
| 21 | $11.04 | $15.84 | $21.18 | $23.78 |
| 22 | $11.04 | $15.84 | $21.18 | $23.78 |
| 23 | $11.04 | $15.84 | $21.18 | $23.78 |
| 24 | $11.04 | $15.84 | $21.18 | $23.78 |
| 25 | $11.04 | $15.84 | $21.18 | $23.78 |
| 26 | $11.06 | $15.91 | $21.43 | $23.89 |
| 27 | $11.10 | $16.17 | $21.56 | $24.19 |
| 28 | $11.14 | $16.34 | $21.56 | $24.54 |
| 29 | $11.19 | $16.47 | $21.56 | $24.90 |
30-Year Term Life Sample Rates in Your 20’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 20 | $14.87 | $22.51 | $31.42 | $37.37 |
| 21 | $14.87 | $22.51 | $31.42 | $37.37 |
| 22 | $14.87 | $22.51 | $31.42 | $37.37 |
| 23 | $14.87 | $22.51 | $31.42 | $37.37 |
| 24 | $14.87 | $22.51 | $31.42 | $37.37 |
| 25 | $14.98 | $22.93 | $32.06 | $38.22 |
| 26 | $15.11 | $23.26 | $32.55 | $38.87 |
| 27 | $15.31 | $23.80 | $33.37 | $39.96 |
| 28 | $15.55 | $24.42 | $34.29 | $41.19 |
| 29 | $15.80 | $25.09 | $35.29 | $42.53 |