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Term Life Rates in Your 30’s
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Male
10-Year Term Life Sample Rates in Your 30’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 30 | $9.68 | $13.33 | $17.00 | $18.92 |
| 31 | $9.68 | $13.33 | $17.13 | $18.92 |
| 32 | $9.68 | $13.64 | $17.16 | $18.92 |
| 33 | $9.68 | $13.64 | $17.16 | $18.92 |
| 34 | $9.68 | $13.64 | $17.16 | $18.92 |
| 35 | $9.68 | $14.06 | $17.99 | $18.92 |
| 36 | $10.10 | $14.62 | $19.00 | $19.78 |
| 37 | $10.40 | $15.48 | $19.96 | $20.64 |
| 38 | $10.82 | $15.91 | $21.27 | $21.50 |
| 39 | $11.32 | $16.77 | $22.71 | $22.36 |
20-Year Term Life Sample Rates in Your 30’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 30 | $12.70 | $19.31 | $26.09 | $31.45 |
| 31 | $12.74 | $19.38 | $26.42 | $31.58 |
| 32 | $12.98 | $19.79 | $26.75 | $32.30 |
| 33 | $13.17 | $20.21 | $27.34 | $33.04 |
| 34 | $13.30 | $20.64 | $28.16 | $33.54 |
| 35 | $13.45 | $21.07 | $28.73 | $34.40 |
| 36 | $14.13 | $22.41 | $30.64 | $37.11 |
| 37 | $14.73 | $23.55 | $32.13 | $39.33 |
| 38 | $15.80 | $25.13 | $34.39 | $42.40 |
| 39 | $15.86 | $25.42 | $34.69 | $44.16 |
30-Year Term Life Sample Rates in Your 30’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 30 | $18.79 | $30.93 | $44.06 | $54.52 |
| 31 | $19.03 | $31.38 | $44.73 | $55.39 |
| 32 | $19.54 | $32.34 | $46.17 | $57.28 |
| 33 | $20.09 | $33.36 | $47.70 | $59.28 |
| 34 | $20.76 | $34.61 | $49.57 | $61.74 |
| 35 | $21.45 | $35.89 | $51.50 | $64.26 |
| 36 | $22.54 | $38.11 | $54.83 | $68.70 |
| 37 | $23.67 | $40.41 | $58.27 | $73.27 |
| 38 | $25.13 | $43.36 | $62.71 | $79.18 |
| 39 | $26.79 | $46.73 | $67.76 | $85.91 |
Female
10-Year Term Life Sample Rates in Your 30’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 30 | $8.60 | $11.44 | $13.95 | $14.62 |
| 31 | $8.60 | $11.61 | $13.95 | $14.62 |
| 32 | $8.79 | $11.61 | $14.38 | $14.62 |
| 33 | $8.82 | $11.82 | $14.38 | $15.48 |
| 34 | $8.94 | $11.88 | $14.77 | $15.48 |
| 35 | $8.98 | $11.96 | $15.03 | $15.48 |
| 36 | $9.31 | $12.59 | $15.69 | $16.34 |
| 37 | $9.40 | $13.32 | $17.04 | $18.06 |
| 38 | $9.85 | $13.91 | $17.72 | $18.92 |
| 39 | $10.43 | $14.79 | $19.03 | $20.64 |
20-Year Term Life Sample Rates in Your 30’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 30 | $11.26 | $16.53 | $21.76 | $25.39 |
| 31 | $11.40 | $16.77 | $21.86 | $26.16 |
| 32 | $11.56 | $17.09 | $22.32 | $26.66 |
| 33 | $11.61 | $17.20 | $22.74 | $27.52 |
| 34 | $11.73 | $17.63 | $23.24 | $27.52 |
| 35 | $11.83 | $17.63 | $23.99 | $28.38 |
| 36 | $12.39 | $18.92 | $25.73 | $30.96 |
| 37 | $12.99 | $19.93 | $26.75 | $33.54 |
| 38 | $13.35 | $20.40 | $27.45 | $34.50 |
| 39 | $14.01 | $21.72 | $29.43 | $37.14 |
30-Year Term Life Sample Rates in Your 30’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 30 | $16.11 | $25.90 | $36.52 | $44.16 |
| 31 | $16.47 | $26.58 | $37.53 | $45.56 |
| 32 | $16.92 | $27.39 | $38.75 | $47.25 |
| 33 | $17.37 | $28.24 | $40.02 | $49.01 |
| 34 | $17.88 | $29.19 | $41.44 | $50.96 |
| 35 | $18.47 | $30.27 | $43.07 | $53.21 |
| 36 | $19.36 | $32.11 | $45.82 | $57.03 |
| 37 | $20.31 | $34.08 | $48.78 | $61.14 |
| 38 | $21.36 | $36.25 | $52.04 | $65.68 |
| 39 | $22.45 | $38.52 | $55.44 | $70.40 |