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Term Life Rates in Your 40’s
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Male
10-Year Term Life Sample Rates in Your 40’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 40 | $11.83 | $17.20 | $24.48 | $23.22 |
| 41 | $12.82 | $19.35 | $26.58 | $27.52 |
| 42 | $13.80 | $21.07 | $28.75 | $31.82 |
| 43 | $14.85 | $23.22 | $31.57 | $36.12 |
| 44 | $15.69 | $24.94 | $34.56 | $40.42 |
| 45 | $16.81 | $27.09 | $37.64 | $44.66 |
| 46 | $18.31 | $29.01 | $40.49 | $48.56 |
| 47 | $19.55 | $31.36 | $44.01 | $52.76 |
| 48 | $20.95 | $33.76 | $47.61 | $57.06 |
| 49 | $22.39 | $36.41 | $51.59 | $62.16 |
20-Year Term Life Sample Rates in Your 40’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 40 | $17.03 | $27.76 | $38.17 | $48.66 |
| 41 | $18.59 | $30.16 | $42.21 | $53.26 |
| 42 | $20.50 | $33.11 | $46.64 | $59.06 |
| 43 | $22.76 | $36.36 | $51.51 | $65.86 |
| 44 | $24.86 | $39.96 | $56.91 | $73.36 |
| 45 | $26.86 | $44.46 | $63.66 | $82.36 |
| 46 | $28.98 | $47.71 | $68.54 | $89.06 |
| 47 | $31.28 | $51.76 | $74.61 | $96.76 |
| 48 | $33.78 | $56.21 | $81.29 | $105.46 |
| 49 | $36.44 | $61.01 | $88.49 | $115.26 |
30-Year Term Life Sample Rates in Your 40’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 40 | $28.66 | $50.53 | $73.45 | $93.50 |
| 41 | $31.17 | $55.33 | $80.66 | $103.08 |
| 42 | $33.82 | $60.40 | $88.26 | $113.05 |
| 43 | $36.74 | $65.99 | $96.65 | $124.39 |
| 44 | $39.94 | $72.11 | $105.82 | $136.64 |
| 45 | $43.52 | $78.99 | $116.14 | $150.45 |
| 46 | $47.53 | $86.73 | $127.76 | $165.38 |
| 47 | $52.04 | $94.64 | $139.38 | $179.65 |
| 48 | $57.07 | $105.20 | $155.46 | $201.07 |
| 49 | $62.57 | $115.88 | $171.48 | $221.78 |
Female
10-Year Term Life Sample Rates in Your 40’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 40 | $10.86 | $15.54 | $19.60 | $21.50 |
| 41 | $11.58 | $16.88 | $21.56 | $24.94 |
| 42 | $12.37 | $18.57 | $23.99 | $28.38 |
| 43 | $13.24 | $20.48 | $26.85 | $31.82 |
| 44 | $14.19 | $22.01 | $29.99 | $35.26 |
| 45 | $15.15 | $23.41 | $32.09 | $38.70 |
| 46 | $16.17 | $24.66 | $33.96 | $41.76 |
| 47 | $17.08 | $26.86 | $37.26 | $45.36 |
| 48 | $18.05 | $28.71 | $40.04 | $48.66 |
| 49 | $19.30 | $30.76 | $43.11 | $52.26 |
20-Year Term Life Sample Rates in Your 40’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 40 | $15.27 | $24.48 | $33.58 | $42.14 |
| 41 | $16.47 | $26.31 | $36.44 | $45.46 |
| 42 | $17.68 | $28.91 | $40.34 | $50.66 |
| 43 | $18.77 | $31.47 | $44.56 | $55.77 |
| 44 | $20.19 | $34.00 | $48.65 | $61.05 |
| 45 | $21.70 | $36.91 | $53.03 | $67.15 |
| 46 | $23.06 | $39.62 | $57.09 | $72.11 |
| 47 | $24.66 | $42.83 | $61.91 | $78.01 |
| 48 | $26.41 | $46.33 | $67.16 | $84.44 |
| 49 | $28.32 | $50.15 | $72.89 | $91.45 |
30-Year Term Life Sample Rates in Your 40’s
| Age | $250,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|
| 40 | $23.61 | $40.91 | $59.03 | $75.38 |
| 41 | $25.27 | $44.06 | $63.74 | $81.78 |
| 42 | $27.11 | $47.53 | $68.95 | $88.86 |
| 43 | $29.13 | $51.35 | $74.69 | $96.67 |
| 44 | $31.39 | $55.62 | $81.10 | $105.40 |
| 45 | $34.02 | $60.61 | $88.57 | $115.60 |
| 46 | $36.68 | $65.54 | $95.96 | $124.90 |
| 47 | $39.84 | $71.40 | $104.77 | $136.00 |
| 48 | $43.42 | $78.06 | $114.76 | $148.61 |
| 49 | $47.46 | $85.60 | $126.05 | $159.78 |