Archive - PinnacleQuote
Life Insurance
Colonial Penn 995 Plan Per Unit Cost

GIMMICK ALERT! Truth About Colonial Penn Life Insurance ($9.95 Plan)

You flip to a channel and find yourself watching Jeopardy with Alex Trebek again. You can’t help but reminisce on your favorite days of watching this show when he would answer all those tricky questions! As the ad finishes up, you notice that for just $9.95 per month (less than 35 cents/day!), there are benefits…
Read More
SelectQuote Life Insurance Versus Independent Agent

The Truth About SelectQuote Life Insurance [BEWARE]

My name is Danny Ray Founder of PinnacleQuote, and as an independent national insurance agent with clients in every state in the U.S.- they say it’s impossible to compete against SelectQuote Life. I beg to differ! In addition why our slogan is “Put The Client First”, which Selctquote does not do? We put YOU first…
Read More
Benefits of Naming Contingent Beneficiaries

What Is a Contingent Beneficiary

A beneficiary is a person you designate as receiving assets from your estate if you ever die. You can select a specific beneficiary for a given asset or property that you may own from. Unconfirmed beneficiaries are the parties who may receive assets or benefits when your primary recipient can’t. Having a contingent beneficiary generally…
Read More
Why should I choose USAA term life insurance?

USAA Life Insurance Ultimate Review

For many of us, the idea of life insurance is a bit confusing. We know it’s important, but when we think about our lives and what would happen if something were to happen to us, most people are pretty uncomfortable thinking about life insurance. But it’s not all that complicated! Life Insurance doesn’t have to…
Read More
What is life insurance?

7 Reasons You May Need Life Insurance Even if You Think You Don’t.

Most people are not thinking about life insurance in their 50s because most people’s health declines as they get older. The more time to buy the insurance the bigger its initial price. For a term insurance policy, the average person paying will be around $10-49 per month. That’s less than a gym membership that will…
Read More
life insurance rates for overweight people

Facts About Life Insurance Rates and Being Overweight

Getting Life insurance for overweight consumers presents rates that are higher. This is because life insurers typically consider these individuals to be at greater risk of dying from heart disease, diabetes, and other weight-related health issues. Despite the statistics that show an increase in life expectancy among those who are overweight or obese, many insurance…
Read More
Who is Lincoln Heritage

2022 Lincoln Heritage Life Insurance Review [With Rates]

We do not offer Lincoln Heritage life insurance. In fact, we replace these policies often! Lincoln Heritage Life Insurance Company is a small, family-owned company that has been in operation since 1963. They only sell final expense policies and their products are designed to help your loved ones pay for burials expenses without having to…
Read More
Why Do Some People Not Buy Insurance

5 Reasons Why You Must Have A Life Insurance Policy

Not having or not having enough life insurance when that unexpected day comes could be financially devastating to your family. Above all, Life is full of surprises, some good and some bad. The fact that life has no certainties doesn’t mean you should just accept this reality, but dying without insurance is something you are…
Read More
Will Covid-19 Vaccination Disqualify Your Life Insurance Policy

The Truth About COVID and The Impact On Life Insurance

Do you know what will happen if you get a COVID vaccine? And how it can affect your life insurance plan? We’re here to tell you that this little-known vaccination could be affecting your rates and coverage. Ready to find out more about the COVID vaccine and its impact on life insurance policies? You are…
Read More
How To Prepare Before the Funeral

Step By Step Guide On What To Do When Someone Dies

For spouses, siblings, or children of a deceased loved one, the grieving process is already difficult enough. When you are also faced with the task of handling their affairs in order to settle their estate and pay any debts they have left behind it can be overwhelming. This post will provide you with some helpful…
Read More
low cost burial insurance

How To Get a Cheap Burial Policy With No Waiting Period

Do you have a family member that is approaching old age and is worried about the cost of their funeral? Burial Insurance Plans Whether you choose a Final Expense Life Insurance Policy that covers funeral expenses and then some, a dedicated final expense insurance policy, or funeral pre-payment, you’ll be doing your loved ones a huge favor. If so,…
Read More
Life insurance for elderly

How To Get Affordable Life Insurance Over Age 75

What’s it like to be 75 years old and looking for the best life insurance? Do you want permanent coverage or lifelong coverage? Or how much coverage do you need? There’s a common misconception that life insurance is only for young people. Or, if you are over age 70 you are not eligible for term…
Read More
Life Insurance with CHF

The Truth About Life Insurance With Congested Heart Failure

I want to share with you some of my personal experiences when it comes to life insurance, and hopefully help everyone understand what is the best choice for them. I have congestive heart failure which means there’s a chance that I could die soon. When I was asked if I wanted to get life insurance,…
Read More
life insurance for over 70

Complete Rates For Life Insurance Over Age 70

“The average life expectancy for a man is 76.4 years, and the average life expectancy for a woman is 80.5 years.” The number of people living to be over 70 has increased exponentially in recent decades due to better healthcare, but as we age our health can change quickly and drastically. For many seniors, this…
Read More
How Does Life Insurance Work? Will It Help My Family?

The Truth On How a Life Insurance Policy Works

Many people don’t know that when they purchase life insurance, they are actually purchasing an investment. Better yet, the proceeds of your policy can be used for any purpose you wish! The next time someone asks you what a life insurance policy is and what it does, share this blog post with them to help…
Read More