Life Insurance
Benefits of Naming Contingent Beneficiaries

What Is a Contingent Beneficiary

A beneficiary is a person you designate as receiving assets from your estate if you ever die. You can select a specific beneficiary for a given asset or property that you may own from. Unconfirmed beneficiaries are the parties who may receive assets or benefits when your primary recipient can’t. Having a contingent beneficiary generally…
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Why should I choose USAA term life insurance?

USAA Life Insurance Ultimate Review

For many of us, the idea of life insurance is a bit confusing. We know it’s important, but when we think about our lives and what would happen if something were to happen to us, most people are pretty uncomfortable thinking about life insurance. But it’s not all that complicated! Life Insurance doesn’t have to…
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What is life insurance?

7 Reasons You May Need Life Insurance Even if You Think You Don’t.

Most people are not thinking about life insurance in their 50s because most people’s health declines as they get older. The more time to buy the insurance the bigger its initial price. For a term insurance policy, the average person paying will be around $10-49 per month. That’s less than a gym membership that will…
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life insurance rates for overweight people

Facts About Life Insurance Rates and Being Overweight

Getting Life insurance for overweight consumers presents rates that are higher. This is because life insurers typically consider these individuals to be at greater risk of dying from heart disease, diabetes, and other weight-related health issues. Despite the statistics that show an increase in life expectancy among those who are overweight or obese, many insurance…
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Who is Lincoln Heritage

Lincoln Heritage Life Insurance 2021 Review [With Rates]

Lincoln Heritage Life Insurance Company is a small, family-owned company that has been in operation since 1963. They only sell final expense policies and their products are designed to help your loved ones pay for burials expenses without having to put up any money themselves; it truly is an investment worth making! Who is Lincoln…
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Why Do Some People Not Buy Insurance

5 Reasons Why You Must Have A Life Insurance Policy

Not having or not having enough life insurance when that unexpected day comes could be financially devastating to your family. Above all, Life is full of surprises, some good and some bad. The fact that life has no certainties doesn’t mean you should just accept this reality, but dying without insurance is something you are…
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Will Covid-19 Vaccination Disqualify Your Life Insurance Policy

The Truth About COVID and The Impact On Life Insurance

Do you know what will happen if you get a COVID vaccine? And how it can affect your life insurance plan? We’re here to tell you that this little-known vaccination could be affecting your rates and coverage. Ready to find out more about the COVID vaccine and its impact on life insurance policies? You are…
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How To Prepare Before the Funeral

Step By Step Guide On What To Do When Someone Dies

For spouses, siblings, or children of a deceased loved one, the grieving process is already difficult enough. When you are also faced with the task of handling their affairs in order to settle their estate and pay any debts they have left behind it can be overwhelming. This post will provide you with some helpful…
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low cost burial insurance

How To Get a Cheap Burial Policy With No Waiting Period

Do you have a family member that is approaching old age and is worried about the cost of their funeral? Burial Insurance Plans Whether you choose a Final Expense Life Insurance Policy that covers funeral expenses and then some, a dedicated final expense insurance policy, or funeral pre-payment, you’ll be doing your loved ones a huge favor. If so,…
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Life insurance for elderly

How To Get Affordable Life Insurance Over Age 75

What’s it like to be 75 years old and looking for the best life insurance? There’s a common misconception that life insurance is only for young people. The truth is, it’s never too late to start protecting your loved ones from the financial consequences of your death. That’s why we’ve created this blog post to…
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Life Insurance with CHF

The Truth About Life Insurance With Congested Heart Failure

I want to share with you some of my personal experiences when it comes to life insurance, and hopefully help everyone understand what is the best choice for them. I have congestive heart failure which means there’s a chance that I could die soon. When I was asked if I wanted to get life insurance,…
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life insurance for over 70

Complete Rates For Life Insurance Over Age 70

“The average life expectancy for a man is 76.4 years, and the average life expectancy for a woman is 80.5 years.” The number of people living to be over 70 has increased exponentially in recent decades due to better healthcare, but as we age our health can change quickly and drastically. For many seniors, this…
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How Does Life Insurance Work? Will It Help My Family?

The Truth On How a Life Insurance Policy Works

Many people don’t know that when they purchase life insurance, they are actually purchasing an investment. Better yet, the proceeds of your policy can be used for any purpose you wish! The next time someone asks you what a life insurance policy is and what it does, share this blog post with them to help…
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Life Insurance For Medical Professionals

Life Insurance For Medical Professionals [2021 Guide]

What’s the point of having a 401K if you can’t enjoy it? If you’re a medical professional, there is life insurance for doctors that will protect your family and children from economic hardship in the event of your death. You may have been saving up for retirement with an investment portfolio but it doesn’t do…
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When and Why Life Insurance Doesn’t Payout

Life insurance is an important part of every financial plan. It helps protect your family in the event that you pass away, but what does life insurance not cover? While it can be a lifesaver for dependents, there are several reasons why life insurance may not pay out, including when you die to natural causes…
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