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How to Get the Best Burial Insurance for Seniors on a Budget

Burial Insurance for Seniors on a Budget In 2023

How to Get the Best Coverage Without Breaking the Bank As we get older, it’s important to start thinking about end-of-life planning, including funeral arrangements and burial insurance. For seniors on a budget, this can be a daunting task, as burial expenses can add up quickly. However, with the right strategies and tips, it’s possible…

A Simple Guide to Types of Annuities: Benefits, Comparisons, and FAQs

Annuities are long-term investment products designed to provide a steady income stream during retirement. Offered by insurance companies, annuities come in various types, each with unique features and benefits. This article will explore the different types of annuities, compare their rates, discuss their pros and cons, and answer frequently asked questions. Easy Article Navigation Types…

How to Pass Life Insurance Medical Exam In 2023

How to pass life insurance medical exam? If this question is bugging your mind, this article is for you. When you’re applying for life insurance, you may be required to take a medical exam. This exam assesses your overall health and determines whether you are eligible for coverage. To ensure that you receive the best…

Life Insurance For A Stay At Home Mom in 2023

As a stay-at-home mom, you may not think life insurance is something you need. But the fact is, if something happened to you, your family would suffer financially. That’s why it’s even more important to have life insurance for a stay at home mom. There are different types of life insurance policies available, so it’s…

Life Insurance For High Net Worth Applicants

Life Insurance for High Net Worth Individuals in 2023

Is life insurance for individuals with high net worth important? It’s no secret that life insurance is a critical part of financial planning for any individual or family. But did you know that it’s especially important for high net worth individuals? Regardless of your net worth, it’s always a good idea to have some coverage…

2022 Life Insurance for Seniors Over 80 [NO WAITING PERIOD]

Can You Get Life Insurance For Seniors Over 80

Did you know that there are life insurance policies specifically designed for people over the age of 80? If you’re looking for life insurance over 80 that will last well into your golden years, you should consider a life insurance policy that’s tailored to seniors. These policies are designed to provide peace of mind in…

2023 Ladder Life Insurance Review (Are they legit)

In this Ladder Life insurance review, we’ll discuss the pros and cons of the insurance coverage offered by the company. Ladder Life insurance is an affordable option for coverage that can last up to 30 years. The company offers a variety of policies and plans to choose from, so you can find the perfect one…

Shop 15-Year Term Life Insurance Policies

Do You Need A 15 Year Term Life Insurance Policy

Read What Our Clients Say About Us Trustpilot If you’re considering a 15-year term life insurance policy, you’re likely weighing the pros and cons of buying a long-term policy versus a short-term one. In this blog post, we’ll explore the pros and cons of 15-year insurance policies so that you can make an informed decision…

Truth About Colonial Penn 995 Plan Life Insurance In 2023

You flip to a channel and find yourself watching a Colonial Penn 995 plan commercial with paid spokesman Jonathan Lawson. As the ad finishes up, you notice that for just $9.95 per month (less than 35 cents/day!), there are benefits like never having premiums go up or ending abruptly – it sounds too good to…

SelectQuote Life Insurance Versus Independent Agent

The Truth About SelectQuote Life Insurance [BEWARE]

Read What Our Clients Say About Us Trustpilot My name is Danny Ray Founder of PinnacleQuote, and as an independent national insurance agent with clients in every state in the U.S.- they say it’s impossible to compete against SelectQuote Life. I beg to differ! In addition why our slogan is “Put The Client First”, which…

Benefits of Naming Contingent Beneficiaries

What Is a Contingent Beneficiary

Read What Our Clients Say About Us Trustpilot A beneficiary is a person you designate as receiving assets from your estate if you ever die. You can select a specific beneficiary for a given asset or property that you may own from. Unconfirmed beneficiaries are the parties who may receive assets or benefits when your…

Why should I choose USAA term life insurance?

USAA Life Insurance Ultimate Review

Read What Our Clients Say About Us Trustpilot For many of us, the idea of life insurance is a bit confusing. We know it’s important, but when we think about our lives and what would happen if something were to happen to us, most people are pretty uncomfortable thinking about life insurance. But it’s not…

7 Reasons You May Need Life Insurance Even if You Think You Don’t.

Read What Our Clients Say About Us Trustpilot Most people are not thinking about life insurance in their 50s because most people’s health declines as they get older. The more time to buy the insurance the bigger its initial price. For a term insurance policy, the average person paying will be around $10-49 per month.…

life insurance rates for overweight people

Facts About Life Insurance Rates and Being Overweight

Read What Our Clients Say About Us Trustpilot Getting Life insurance for overweight consumers presents rates that are higher. This is because life insurers typically consider these individuals to be at greater risk of dying from heart disease, diabetes, and other weight-related health issues. Despite the statistics that show an increase in life expectancy among…

2022 Lincoln Heritage Life Insurance Review [With Rates]

Read What Our Clients Say About Us Trustpilot We do not offer Lincoln Heritage life insurance. In fact, we replace these policies often! Lincoln Heritage Life Insurance Company is a small, family-owned company that has been in operation since 1963. They only sell final expense policies and their products are designed to help your loved…

5 Reasons Why You Must Have A Life Insurance Policy

Read What Our Clients Say About Us Trustpilot Not having or not having enough life insurance when that unexpected day comes could be financially devastating to your family. Above all, Life is full of surprises, some good and some bad. The fact that life has no certainties doesn’t mean you should just accept this reality,…

Will Covid-19 Vaccination Disqualify Your Life Insurance Policy

The Truth About COVID and The Impact On Life Insurance

Read What Our Clients Say About Us Trustpilot Do you know what will happen if you get a COVID vaccine? And how it can affect your life insurance plan? We’re here to tell you that this little-known vaccination could be affecting your rates and coverage. Ready to find out more about the COVID vaccine and…

Step By Step Guide On What To Do When Someone Dies

Read What Our Clients Say About Us Trustpilot For spouses, siblings, or children of a deceased loved one, the grieving process is already difficult enough. When you are also faced with the task of handling their affairs in order to settle their estate and pay any debts they have left behind it can be overwhelming.…

Top 5 Things Life Insurance Companies Look at When Applying as a Diabetic

2023 Life Insurance with Type 1 and Type 2 Diabetes

You have diabetes, but are you taking the necessary precautions to protect your family in case something should happen? With life insurance for diabetics, you can ensure that your loved ones will be taken care of and financially stable. The truth is that type 1 and type 2 diabetes greatly increase the risk of cardiovascular…

What is the Average Life Insurance Cost Per Month

Read What Our Clients Say About Us Trustpilot What is the average life insurance cost per month? Well, that depends on how much coverage you want. The average life insurance costs can vary depending on your age, health, and amount of coverage. Don’t get me wrong, I’m all for being safe when it comes to…

The Ultimate AAA Life Insurance Company Review

Read What Our Clients Say About Us Trustpilot If you are looking st AAA Life Insurance Company and you are reading this, it means you are probably sitting at home on a Friday night wondering what the hell to do. We all know that feeling. But I have found the answer! You can be killing…

How To Get a Cheap Burial Insurance With No Waiting Period?

Read What Our Clients Say About Us Trustpilot Do you have a family member that is approaching old age and is worried about the cost of their funeral? Burial Insurance Plans Whether you choose a Final Expense Life Insurance Policy that covers funeral expenses and then some, a dedicated final expense insurance policy, or funeral pre-payment, you’ll be doing…

2023 Guide To Affordable Life Insurance For Seniors Over 75

Life insurance is an essential financial tool, even for seniors over 75. As you age, your financial responsibilities and priorities change, but the need for life insurance remains. Whether it’s to cover final expenses, leave a financial legacy, or protect your loved ones from debt, life insurance can provide peace of mind and financial security.…

The Truth About Life Insurance With Congested Heart Failure

I want to share with you some of my personal experiences when it comes to life insurance, and hopefully help everyone understand what is the best choice for them. I have congestive heart failure which means there’s a chance that I could die soon. When I was asked if I wanted to get life insurance,…

Complete Rates For Life Insurance Over Age 70

Read What Our Clients Say About Us Trustpilot “The average life expectancy for a man is 76.4 years, and the average life expectancy for a woman is 80.5 years.” The number of people living to be over 70 has increased exponentially in recent decades due to better healthcare, but as we age our health can…

How Does Life Insurance Work? Will It Help My Family?

The Truth On How a Life Insurance Policy Works

Read What Our Clients Say About Us Trustpilot Many people don’t know that when they purchase life insurance, they are actually purchasing an investment. Better yet, the proceeds of your policy can be used for any purpose you wish! The next time someone asks you what a life insurance policy is and what it does,…

The Truth About Prepaid Funeral Plans [MUST READ]

Read What Our Clients Say About Us Trustpilot We’ve all heard the horror stories of people who have been taken advantage of when it comes to paying for funerals. It’s a sad reality, but one that is unfortunately true. But what if we told you there was a way around this problem? What if we…

Managing Anxiety Amid Coronavirus In 2022

Read What Our Clients Say About Us Trustpilot If you’re a senior citizen or caregiver for one, then you may be feeling more than a little anxious these days. With the coronavirus in full effect and seniors living longer with chronic conditions, managing anxiety is now more important than ever! Check out this blog post…

Life Insurance For Medical Professionals [2022 Guide]

Read What Our Clients Say About Us Trustpilot What’s the point of having a 401K if you can’t enjoy it? If you’re a medical professional, there is life insurance for doctors that will protect your family and children from economic hardship in the event of your death. You may have been saving up for retirement…

When and Why Life Insurance Doesn’t Payout

Read What Our Clients Say About Us Trustpilot Life insurance is an important part of every financial plan. It helps protect your family in the event that you pass away, but what does life insurance not cover? While it can be a lifesaver for dependents, there are several reasons why life insurance may not pay…

Buying Life Insurance for People with Chronic Illness

Read What Our Clients Say About Us Trustpilot It can be hard to know how much life insurance is enough when you have a chronic illness. It’s important for people with chronic illnesses to get as many opinions as possible on the amount of life insurance they need because it can vary depending on factors…

gestational diabetes and life insurance premiums

Gestational Diabetes and Life Insurance [2022 Tricks]

Read What Our Clients Say About Us Trustpilot The last thing that anyone wants to worry about is their health. Unfortunately, many people have to deal with this concern on a daily basis. It’s even more difficult if you’re pregnant and have gestational diabetes. You want the best for your child, but how do you…

The Truth About Life Insurance With COPD [2022 Guide]

Read What Our Clients Say About Us Trustpilot As we get older, it is only natural to worry about what will happen if the worst happens. Getting life insurance with COPD can be debilitating, and life insurance is a must-have for those who are diagnosed with this condition. What do you need to know? We’ll…

Life Insurance for Alzheimer’s Patients [The Facts]

Read What Our Clients Say About Us Trustpilot Do you have Alzheimer’s? Do you know someone with Alzheimer’s? If so, there are important steps to take now before it is too late. I’m sure that everyone has seen the commercials for Life Insurance for people with Alzheimer’s and their caregivers. But what does this really…

How does a single premium whole life policy work?

Single-Premium Whole Life [2022 Guide]

Read What Our Clients Say About Us Trustpilot Single-Premium Whole Life insurance is an investment that pays out a single sum of money upon death, with rates typically being higher than term life insurance. But, what about the other time? What if you need to use your Single-Premium Whole Life policy for one reason or…

What You Should Know About Prostate Cancer

Read What Our Clients Say About Us Trustpilot It’s time to talk about prostate cancer, guys. It is the most common type of cancer among men over 50 and it can strike at any age! Prostate cancer doesn’t always show symptoms so it’s important that you know how to spot them before they become more…

Sweet Sleep: Dealing With And Overcoming Sleep Disorders

Read What Our Clients Say About Us Trustpilot Sleep. We often take it for granted, expecting that every night we’ll drift into sweet slumber. But for millions of people around the world, sleep is a challenge. Due to sleep disorders, they find themselves unable to sleep, or worse. But what exactly are sleep disorders? And…

Guaranteed Universal Life GUL (2022 Ultimate Guide)

Read What Our Clients Say About Us Trustpilot When you’re living in retirement, life insurance is one of those things that’s hard to think about. But sometimes it’s necessary. And if you’re considering a Guaranteed Universal Life GUL, then we’ve got some great news for you!Did you know that the average person will live to…

What is a buy-sell agreement in life insurance

How To Fund A Buy-Sell Agreement With Life Insurance

Read What Our Clients Say About Us Trustpilot “I’m sure you’ve heard the news that your best friend’s dad died and now she’s going to have to pay off his mortgage, car loan, and credit card debt.”“But what if there was a way for her not to inherit all of those things?” “What if she…

Why Small-Business Owners Need Life Insurance

Read What Our Clients Say About Us Trustpilot As we get older, our lives change in many ways. Some of us find ourselves with more time on our hands and less money than before. We start to look at the world differently and think about what is important to us now. One thing that often…

Get Life Insurance With PTSD Made Simple [2022 Guide]

Read What Our Clients Say About Us Trustpilot I’m going to be blunt with you. I want to share my story and the story of many others like me who have PTSD. My hope is that this post will help someone find a way to live life after traumatic experiences.I was in Iraq when our…

Life Insurance With Anxiety And Depression Disorders [2022 Guide]

Read What Our Clients Say About Us Trustpilot Living with anxiety and/or depression can be paralyzing. Especially with coronavirus in daily life. But, there’s hope! Check out this blog post for some life insurance tips that will help you get through the day. This article is a lovely read for anyone who is looking to…

Life insurance After Thyroid Cancer Diagnosis

The Truth about Life Insurance After Thyroid Cancer in 2022

Read What Our Clients Say About Us Trustpilot The article below discusses the process of getting life insurance after thyroid cancer in 2021. Life Insurance is an important step to take, and there are a few things you should know before you get started. I had a recent scare when my doctor found out I…

Eating Disorders And Getting Life Insurance [2022 Guide]

Read What Our Clients Say About Us Trustpilot I’m not sure if you are aware, but eating disorders such as anorexia and bulimia can make it difficult to get life insurance. It’s frustrating because many people who suffer from these conditions depend on life insurance in order to cover the cost of care when they…

Life Insurance With Obsessive-Compulsive Disorder (OCD) [2022 Guide]

Read What Our Clients Say About Us Trustpilot If you’re a senior consumer and have been diagnosed with OCD, life insurance might not seem like the best option for you- after all, who wants to think about death? But if you are unable to work due to your condition or are in a situation where…

Heart Disease: Understanding and Preventing It

Read What Our Clients Say About Us Trustpilot It’s no secret that heart disease is the leading killer of Americans. In fact, it accounts for more than 40% of all deaths in the United States. But what exactly is heart disease? What are the most common risk factors and how can you prevent them? Read…

Life Insurance With Mental Illness [2022 Guide]

Read What Our Clients Say About Us Trustpilot If you’ve ever felt like your mental health is impacting your life, then this article may be for you. In this blog post, we will discuss the ins and outs of life insurance with mental illness. This blog post will cover what to do when applying for…

Getting Life Insurance After Skin Cancer [2022 Guide]

Read What Our Clients Say About Us Trustpilot In my line of work, I see a lot of people struggling with major health issues. Skin cancer is one that tends to be the most common and it’s not easy for anyone to get back on their feet after being diagnosed. One way you can help…

Life Insurance for Colon Cancer Survivors [2022 Guide]

Read What Our Clients Say About Us Trustpilot A colon cancer survivor is someone who has been diagnosed with the disease and had their tumor removed. After surgery, chemotherapy, and radiation treatments, many survivors are left wondering what to do next. They may be concerned about how they will pay for future medical care or…

Life Insurance With Gastroesophageal Reflux Disease {GERD}

Read What Our Clients Say About Us Trustpilot You may have heard of gastroesophageal reflux disease before, but you’re not alone if you don’t know the symptoms. It’s important to know about GERD because it can lead to cancer and heart problems. Luckily there is life insurance for people with GERD! If you have been…

Get Life Insurance With Diverticulosis/Diverticulitis Today! [2022 Guide]

Read What Our Clients Say About Us Trustpilot You know you always have to make sure that your loved ones will be taken care of after you’re gone. It can be tough to plan for this, but it’s no more difficult than getting a life insurance policy! With all the new technology and options available…

Ulcerative Colitis And Life Insurance [2022 Guide]

Read What Our Clients Say About Us Trustpilot Ulcerative colitis is a chronic disease that affects your digestive system. It can cause pain, diarrhea, and fatigue but it does not lead to early death. However, because of the long-term nature of ulcerative colitis, many people with this condition are also dealing with an increased risk…

Breast Cancer Diagnosis and Life Insurance [How To Qualify]

Read What Our Clients Say About Us Trustpilot You may have heard about the newest breast cancer breakthrough that was published this week. The researchers discovered a new gene mutation that seems to prevent breast cancer cells from spreading and causing more damage in other parts of the body. If you are not sure what…

celiac disease and affordable life insurance

Affordable Life Insurance With Celiac Disease [2022 Tip Guide]

Read What Our Clients Say About Us Trustpilot Most people would think that living with celiac disease is a death sentence, as it can make eating most foods difficult. But life insurance companies don’t see it as an issue! Read on to find out how you can get affordable life insurance coverage and never have…

Life Insurance With IBS [2022 Guide]

Read What Our Clients Say About Us Trustpilot It’s not all that uncommon for people with IBS to be told by their insurance company that they’re uninsurable. For many, the reason is due to a pre-existing condition and it’s true that life insurance policies are often more expensive if you have pre-existing conditions. However, there…

Life Insurance After Prostate Cancer Diagnosis

Can You Get Life Insurance After Prostate Cancer

Read What Our Clients Say About Us Trustpilot “If you’re a senior and have been diagnosed with prostate cancer, don’t worry! You can still get life insurance.” “We know that many seniors are looking for life insurance as they near retirement age. And if you’ve just been diagnosed with prostate cancer, it’s probably the last…

Crohn's disease and life insurance today

The Truth About Crohn’s Disease And Affordable Life Insurance [2022 Guide]

Read What Our Clients Say About Us Trustpilot Can you get life insurance with Crohn’s disease? Many people don’t know that Crohn’s disease is a chronic, inflammatory bowel disease that can lead to serious health problems. It includes ulcerative colitis and is typically diagnosed in the teens or 20s, but it can also be found…

6 Common Gastrointestinal Disease and Life Insurance [2022 Guide]

Read What Our Clients Say About Us Trustpilot When you’re feeling good, it’s easy to forget that your life is in jeopardy every day. But when you suffer from a chronic illness or have an acute condition, the risk of death becomes very real. Even if you are able to get coverage through work, it…

Life Insurance and Lung Cancer Diagnosis

Life Insurance After Lung Cancer Diagnosis

Read What Our Clients Say About Us Trustpilot It’s the last thing you want to think about, but if it happens, what are your options? You have to know that not every life insurance company will cover cancer. And even for those who do, there is no guarantee they’ll pay out after a diagnosis of…

Bipolar Disorder: A Complicated Disease With Significant Ramifications

Read What Our Clients Say About Us Trustpilot Bipolar disorder is a mental health condition that can be difficult to diagnose. The symptoms of bipolar disorder share many similarities with other conditions, which makes it difficult for some people to recognize the signs of bipolar disorder in themselves and their loved ones. In this blog…

Disability Insurance: Top 5 Reasons You Need It and How To Get It

Read What Our Clients Say About Us Trustpilot “You’re not alone if you’ve never heard of disability insurance. In fact, as many as 40% of Americans don’t know about it and more than 60% of those who do are without coverage.” “Whether you work in a desk job or one that requires physical labor, the…

Life Insurance and Technology, Future of the Industry [Learn More]

Read What Our Clients Say About Us Trustpilot As technology becomes more and more advanced, we see it being used in daily life. This includes the insurance industry as well with many companies using different types of apps to make it easier for consumers to sign up for new policies or claim a loss. With…

Getting Life Insurance After A Stroke [2022 Guide]

Read What Our Clients Say About Us Trustpilot Getting life insurance after a stroke is often difficult, but it can be done. The first thing to do is to figure out what type of life insurance you need and how much coverage you will provide. You can then research various companies that offer those policies…

life insurance for your family with royal neighbors

Royal Neighbors Of America [2022 Review]

Read What Our Clients Say About Us Trustpilot I’m not sure if you’ve heard of the Royal Neighbors Of America, but they’re a national organization that’s been around for more than 100 years. It’s non-profit and all about community service. They empower women to support each other in their communities by providing education, resources, and…

Best Burial Insurance Companies of 2022

Read What Our Clients Say About Us Trustpilot For the past three decades, funeral insurance has been a hot topic of discussion. It’s no surprise given that it is one of the most expensive parts of dying. But what do you know about burial insurance? Read on to find out which company is rated as…

The Truth About Term Rider and Infinite Banking [2022 Guide]

Read What Our Clients Say About Us Trustpilot Term Rider and Infinite Banking are two things that you should know about. They can help make your financial life a little easier. Term rider is like an insurance for your mortgage, it will pay off the rest of your loan if you pass away or become…

Non-Guaranteed vs. Guaranteed Universal Life Insurance | Pros And Cons – [MUST READ]

Read What Our Clients Say About Us Trustpilot You’re reading this because you’ve been thinking about getting life insurance. You know it’s a good idea, but the options seem overwhelming. What should I get? How much do I need? Is there anything else I should be considering before making my decision? The truth is that…

Everything You Need To Know About Online Life Insurance Quotes

Read What Our Clients Say About Us Trustpilot I’ve seen a lot of confusion lately about the difference between non-guaranteed and guaranteed universal life insurance. In this post, I’ll break it down for you so that you can make an informed decision on your future financial security. Non-guaranteed is not as good as guaranteed because…

How To Buy Life Insurance For Your Parents [2022 Guide]

Read What Our Clients Say About Us Trustpilot It’s never easy to think about the future and what it may hold. When you’re a parent, your children are always at the top of your mind. What will happen if something happens to you? Will they be taken care of? It can be hard to think…

How To Buy A Multi Million Dollar Life Insurance Policy In 2023

You are here inquiring about a multi million dollar life insurance policy and you came to the right place. If you are covering a large real estate purchase and need a 10 million dollar life insurance policy, you came to the right place. Or, maybe you are covering 20 years of income to protect your…

Life Insurance after Divorce

Read What Our Clients Say About Us Trustpilot If you’re like me, you don’t want to think about the possibility of your death. But if you are divorced and took a hit on your personal finances as part of the settlement agreement, it’s time to start thinking about life insurance. After divorce, most people have…

Achieve Peace Of Mind With Living Benefits Life Insurance

Read What Our Clients Say About Us Trustpilot We all know that life insurance is a necessary evil. It’s not something we like to think about, but it does provide peace of mind and security for our family in the event of an untimely passing. But what if there was a way to get this…

How To Buy Life Insurance For Veterans In 2023

Life insurance for veterans, otherwise known as veterans life insurance, is coverage that our veterans get to protect their families after they have served. Senior consumers are often looking for life insurance and they should know that there is a program called the Veterans Affairs Life Insurance Program. This program has helped many veterans who…

Final Expense Life Insurance for Seniors (Burial Insurance)

Read What Our Clients Say About Us Trustpilot Are you a senior citizen looking for an affordable life insurance plan? If so, then final expense life insurance is the perfect product for you! Final expenses are costly and can often be difficult to cover. With final expense life insurance, your beneficiaries receive the money needed…

LIFE INSURANCE FOR SENIORS OVER 60

Read What Our Clients Say About Us Trustpilot If you are a senior over 60 and you need life insurance, please read this blog post because it will help you find the best possible life insurance for seniors. Best Life Insurance For Seniors Over 60 Whether you are 61, 62, or 63, life insurance for…

LIFE INSURANCE FOR AGE 57-59

Read What Our Clients Say About Us Trustpilot A lot of people don’t think about getting life insurance until they have children. But, if you’re in your 50s and without a spouse or partner, it’s important to get coverage now. You may not be able to find an affordable policy after age 60.Find out more…

LIFE INSURANCE FOR AGE 54-56

Read What Our Clients Say About Us Trustpilot “It’s never too early to start planning for your retirement. It can be difficult deciding what type of life insurance policy is right for you, which is why we’ve made it easy with this blog post! With our help, you’ll know the best time to get coverage…

LIFE INSURANCE FOR AGES 51-53

Read What Our Clients Say About Us Trustpilot Why does it matter? Our society has changed dramatically in the past 50 years. The average age of a new mother is now 30 and many people are living longer, healthier lives than ever before. This means that longevity risk—the chance that you might live too long…

Types Of Life Insurance, What’s The Difference

Read What Our Clients Say About Us Trustpilot Why would you want to read this blog post? You’re looking for some clarity on life insurance. What is the difference between term and permanent life insurance? Which one should I choose? How can I save money when it comes to buying life insurance? These are all…

Benefits of Universal Life Insurance

Read What Our Clients Say About Us Trustpilot Universal life insurance is a type of permanent life insurance that combines the features and benefits of whole life, term, and universal. It can be used as long-term coverage for individuals who want to provide their beneficiaries with protection in case they die during the policy’s guaranteed…

Return of Premium Life Insurance Policy

Read What Our Clients Say About Us Trustpilot Many consumers today are skeptical of the life insurance industry. There have been many cases where a policy was taken out and never used, yet there were still premiums being paid on it. This is not what premium means to most people. Premiums should be for when…

THE 25 YEAR TERM LIFE INSURANCE POLICY

Read What Our Clients Say About Us Trustpilot If you are looking for a way to plan your future and protect the ones you love, then we recommend that you take a closer look at our blog about life insurance. We will be discussing the benefits of having this type of policy and how it…

Most affordable life insurance for males

How To Find Cheap Life Insurance Rates For Men

Read What Our Clients Say About Us Trustpilot Every year, the number of senior citizens in America increases. This means that more and more people are looking for cheap life insurance rates for men to ensure their families are taken care of should something happen to them. In this blog post, we’ll discuss how to…

CHEAP TERM LIFE INSURANCE FOR WOMEN

Read What Our Clients Say About Us Trustpilot Many women are not aware that they can get term life insurance for cheap, which is great peace of mind. The process of getting the coverage was very easy and hassle-free. I am so glad I did this because it’s one less thing to worry about in…

The Best Final Expense Insurance For Cremation in 2022

Read What Our Clients Say About Us Trustpilot It is a difficult time when a loved one passes. The grieving process can be made even more difficult if the family has to worry about how to cover funeral expenses, or what will happen with their home and car after they are gone. This blog post…

Life Insurance For Seniors

Read What Our Clients Say About Us Trustpilot It is important to get life insurance for seniors. There are many reasons why you should purchase a policy, such as in the event of premature death or declining health. Purchasing a policy can protect your family financially and emotionally, and it may even allow you to…

The Truth About Buying Term Life Insurance Online [2022 Guide]

Read What Our Clients Say About Us Trustpilot Did you know that most people who buy life insurance online are actually saving money? It’s true! Insurance is a complicated business. But it doesn’t have to be when you go through an independent agent like me, with experience and expertise in helping consumers find the best…

Benefits Of Keyman Life Insurance For Your Business

Read What Our Clients Say About Us Trustpilot The keyman insurance is a type of business insurance that protects the company in case one or more key employees are killed, disabled, or incapacitated. There are many benefits to having this type of coverage for your business including protection from lawsuits and emotional damages; peace of…

Assurity Life Insurance Top Policies and Best Riders [2022 Review]

Read What Our Clients Say About Us Trustpilot Assurity Life Insurance is a company that offers affordable life insurance for seniors. With so many options, it can be difficult to decide what policy and riders are the best fit for you. That’s why we’ve compiled a list of some of our favorite policies from Assurity…

BIPOLAR LIFE INSURANCE RATES [2022 GUIDE]

Read What Our Clients Say About Us Trustpilot I am writing this post to help senior consumers find a life insurance company that will insure them with bipolar disorder. Recently I had a conversation with one of my friends who was diagnosed with bipolar disorder after being hospitalized and he told me how hard it…

LIFE INSURANCE RATES WITH MARIJUANA USE

Read What Our Clients Say About Us Trustpilot Marijuana is a psychoactive drug that is still illegal in many states and countries. However, the legalization of marijuana has been gaining momentum as more people use it for medical purposes. The FDA even approves some medications derived from this drug to treat certain diseases like cancer…

AFFORDABLE LIFE INSURANCE WITH SLEEP APNEA

Read What Our Clients Say About Us Trustpilot The post provides the reader with information about how sleep apnea impacts life insurance rates and offers a solution. It is important to ensure that you are properly insured in case of an event like this. This blog post will help you understand more about your own…

INDEX UNIVERSAL LIFE (IUL) 2022 Review

Read What Our Clients Say About Us Trustpilot As a Senior Consumer, you may be considering purchasing an Index Universal Life insurance policy. This blog post will provide some helpful information to help you make that decision. It will also address the common question of whether or not it is wise to purchase this type…

SAVE OVER 50% By Stacking Life Insurance Policies

Read What Our Clients Say About Us Trustpilot Life insurance is a necessity for many families, but it’s not always an easy decision to make. What if you’re already paying for a car or home insurance policy? To help keep life insurance more affordable, we have created the Life Insurance Stacker Plan. This plan allows…

Whole Life Insurance Policies Pros and Cons [2022 Guide]

Read What Our Clients Say About Us Trustpilot The decision to purchase a whole life insurance policy is an important one. There are many pros and cons of these policies that buyers should be aware of before making their decision. One advantage, for example, is the tax-free cash value accumulation with some whole life policies.…

LIFE INSURANCE AFTER A HEART ATTACK

Read What Our Clients Say About Us Trustpilot We all know that life insurance is important, but what happens when you are diagnosed with a heart attack? If you are lucky enough to be able to get coverage through your employer or by getting it on the individual market, then you will have some options.…

Life Insurance And Heart Disease [2022 Guide]

Read What Our Clients Say About Us Trustpilot Heart disease is a serious condition that affects almost one in five adults. It’s the leading cause of death in the United States and there are many risk factors for heart disease, including high blood pressure, cholesterol levels, smoking, diabetes, and obesity. If you’re worried about whether…

ATRIAL FIBRILLATION LIFE INSURANCE

Read What Our Clients Say About Us Trustpilot For those of you who have been living in a cave for the past few decades, atrial fibrillation is a common heart condition that often goes unnoticed. It does not cause any symptoms and is usually only noticed when it causes an irregular heartbeat or when tests…

Affordable Burial life Insurance For Final Expense

How To Find The Best Burial Insurance Policy In 2023

“It’s not surprising that many people are uncertain about how to find the best burial insurance policy in 2023. With so many companies and policies, it can be difficult to know where to start. If you’re looking for a way around this issue, read on!” What Is The Difference Between Life and Burial Insurance That’s…

affordable life insurance and type 2 diabetes

LIFE INSURANCE RATES FOR TYPE 2 DIABETES

Read What Our Clients Say About Us Trustpilot As a senior consumer, you may be wondering how your life insurance rates compare for someone with type 2 diabetes. It is not uncommon to worry about what the future holds and what the cost of living will be after you retire. Diabetes can lead to many…

FIDELITY LIFE ASSOCIATION INSURANCE COMPANY

Read What Our Clients Say About Us Trustpilot Do you have a lot of life insurance? Do you want more? Well, if so the Fidelity Life Association Insurance Company may be just what you’re looking for. The company offers individual and group policies to protect your family’s financial future. This blog post will give information…

LIFE INSURANCE WITH SLEEP APNEA DISORDER

Read What Our Clients Say About Us Trustpilot If you have sleep apnea disorder, it might be worth your while to look into life insurance. With sleep apnea, there is a greater chance of heart attack or stroke during the night when breathing can stop for extended periods of time. If you’re not sure how…

Foresters Life Insurance Reviews 2022 (Seniors Must Read)

Read What Our Clients Say About Us Trustpilot Foresters Life Insurance 2021 is a life insurance company that has been around for over 100 years, and they just released their new plan on November 1st. Their new plan will include the following: A higher death benefit than their previous plans. Lower premiums depending on the…

Using Deferred Compensation Business Life insurance

Business Life Insurance, The Truth About Deferred Compensation Plans![2022 Guide]

Read What Our Clients Say About Us Trustpilot Business insurance is something that many businesses and business owners neglect but it’s important to take this into account, especially if you are the sole proprietor of your company. Deferred compensation plans are a great way to make sure that your family will be taken care of…

Prudential Life Insurance [2022 Review]

Read What Our Clients Say About Us Trustpilot In the 1940s, Prudential Life Insurance Company began to use radio advertising. They were one of the first insurance companies to do so and their ads became a household name. In 1950, they launched what is now known as “The Rock” in Newark, New Jersey. It was…

30 Year Term Life Insurance [Ultimate Guide & Rates]

Read What Our Clients Say About Us Trustpilot You are reading this because you’re not sure if a 30 Year Term Life Insurance Policy is the right choice for your senior needs. If that’s the case, let me show you why it might be an excellent idea. The truth is, we never know what life…

Affordable Life Insurance Over 60 [2022 Review]

Read What Our Clients Say About Us Trustpilot As a senior, it is important to plan for the future and take care of your loved ones. One way to do this is by purchasing life insurance over 60 years old. This blog post will provide you with some information about how affordable life insurance can…

Affordable Life Insurance For Over 40 [Rates/Guide]

Read What Our Clients Say About Us Trustpilot This blog post is for all of you who are over 40 and need a life insurance policy. If you’re not sure what your needs are, we’ll help answer any questions about how much coverage you may need. We hope that this information helps to guide you…

Life Insurance Rates in Your 30s [Find The Best Rates]

Read What Our Clients Say About Us Trustpilot The best time to start thinking about life insurance is before you need it. When you’re in your 30s, it can be tempting to put off worrying about such a morbid topic. But if you have a family, or dependents who rely on your income for their…

A.M. Best Rating Agency

Read What Our Clients Say About Us Trustpilot If you’re a senior consumer, you might be interested to know that the A.M. Best Rating Agency has recently released its new rating system for insurance companies and what it means for your future coverage needs. This article will help inform consumers about how they can use…

How Does Age Affect Life Insurance [The Ultimate Guide]

Read What Our Clients Say About Us Trustpilot It is never too early to think about life insurance. If you are a senior consumer, it is important that you understand how your age affects the type of life insurance policy that would be best for you. In this blog post, we will talk about why…

20 Year Term Life Insurance Policy, What You Need To Know

Read What Our Clients Say About Us Trustpilot Term life insurance is a type of coverage that provides death benefits to your beneficiaries if you die during the term, or period, of coverage. A 20 Year Term Life Insurance Policy has a fixed premium for 20 years and pays out $100,000 in case of death.…

Special Risk Life Insurance

Read What Our Clients Say About Us Trustpilot Life insurance is a critical component of retirement planning. It’s important to understand, however, that there are different types of life insurance and certain risks need to be covered in order to protect your loved ones. This blog post will review the ins and outs of risk-specific…

Life Insurance After DUI {What You Need To Know}

Read What Our Clients Say About Us Trustpilot Senior consumers have questions about life insurance and how it will be affected by a DUI. We are here to answer all of your questions with the help of an expert who specializes in this field. Read on for more information, including what types there are, a…

$500,000 Term Life Insurance [2022 Guide/Rates]

Read What Our Clients Say About Us Trustpilot Many seniors know that life insurance is important, but for some, it can be hard to take the first step. They may not know what type of policy they need or how much coverage they should get. This blog post will help you answer those questions and…

how to get a million dollar insurance policy

2023 Guide To Million Dollar Life Insurance Policy With Rates

A million dollar life insurance policy is a smart way to protect your family from the financial devastation that would ensue if you were to pass away. But there are some things you should know before going out and buying one. You need to find out the average cost of term life insurance if you…

DECLINED LIFE INSURANCE

Read What Our Clients Say About Us Trustpilot If you have recently been declined life insurance for your health, this blog post is for you! We’ll show you the top reasons why life insurers may decline an application and how to get covered. Ready? Let’s go! We’re all trying to save money these days so…

John Hancock Life Insurance Company [2022 Review]

Read What Our Clients Say About Us Trustpilot The John Hancock Life Insurance Company is a well-known provider of life insurance. They have been in the industry for over 150 years and are committed to providing their clients with financial security for themselves and their families. The company offers numerous coverage options that can be…

Pre-existing conditions and life insurance

How To Buy Life Insurance With Pre-Existing Conditions In 2023

You may think that life insurance with pre existing conditions may cause you to not get covered. I am telling you that there is a home for everyone and you should talk to us. The value of life insurance is undeniable. It can provide peace of mind and financial stability to your family in the…

Genworth Life Insurance Company [2022 Review]

Read What Our Clients Say About Us Trustpilot Genworth Life Insurance Company offers a variety of life insurance products for senior consumers. Their long-term care insurance policies offer protection against the cost of nursing homes, assisted living, and Alzheimer’s care. They also provide term life insurance with death benefit options to help protect your family…

Voya Insurance Company (ING) Review

Read What Our Clients Say About Us Trustpilot We know you’re busy. We are too. That’s why we want to make it as easy as possible for you to find the information you need about your insurance options. What they’ll cover so that when it comes time to finally shop around or buy a policy,…

LIFE INSURANCE FOR SMOKELESS TOBACCO USERS

Read What Our Clients Say About Us Trustpilot Smokeless tobacco users are often overlooked in the realm of life insurance. With increased awareness around the dangers of smoking, many people have made a conscious decision to quit. Unfortunately, this doesn’t always translate into smokeless tobacco use cessation – and that could pose some serious health…

What Are My Life Insurance Options

Read What Our Clients Say About Us Trustpilot “Choosing the right life insurance policy can be difficult, but it’s important to have one in place. Here are some of the different types of policies you may want to consider.” Options For Life Insurance Everyone is different especially when it comes to life insurance options. Luckily, …

WHAT ABOUT LIFE INSURANCE WITH EPILEPSY/SEIZURE DISORDERS

Read What Our Clients Say About Us Trustpilot What about life insurance with epilepsy/seizure disorders? A lot of people think that if they have a history of seizures or some other type of neurological disorder, it means they can’t buy life insurance. This is not the case! In fact, many people with epilepsy are able…

2023 Protective Life Insurance Review

Our blog is about providing information on the best ways to protect your family. We cover all topics from life insurance, health insurance, and retirement planning. Today we will be talking about Protective Life Insurance Company’s new products for seniors. Protective Life Insurance Company has launched a series of new products that are designed specifically…

Life insurance after quitting cigarrettes

IF I QUIT SMOKING, HOW WILL IT AFFECT MY LIFE INSURANCE

Read What Our Clients Say About Us Trustpilot If you’re a smoker, and it’s time to finally stop smoking for good, then you might be wondering what will happen to your life insurance rates. Unfortunately, the answer is that there are many variables at play when deciding how much of a premium change smokers will…

LIFE INSURANCE FOR CIGAR SMOKERS

Read What Our Clients Say About Us Trustpilot Cigars are a great and tasty way to relax after a long day. They can be enjoyed with friends, family, or even by yourself on the porch. But did you know that if you’re over 50 years old, smoking cigars may affect your life insurance rates? Although…

The Truth About Affordable Life Insurance Over 50 [2022 Guide]

Read What Our Clients Say About Us Trustpilot There are a lot of myths out there about life insurance and how much you should buy. This blog post will set the record straight on what life insurance is, who needs it, and how to find affordable rates over 50. You’ll be surprised by some of…

Guaranteed Acceptance Life Insurance [No Medical Questions]

Read What Our Clients Say About Us Trustpilot You’ve heard the old saying, “you can’t take it with you.” But what if there was a way to make sure that your money is always with you? It’s true – life insurance will let you leave your loved ones knowing that they’re taken care of. Whether…

How To Get Affordable Life Insurance For Diabetics

Read What Our Clients Say About Us Trustpilot Diabetes is a very serious condition that can have many negative health effects. If you are diabetic and considering life insurance, it may be difficult to find affordable rates because of your pre-existing condition. There is good news though! In the past few years, there has been…

LIFE INSURANCE FOR CANCER PATIENTS

Read What Our Clients Say About Us Trustpilot Cancer is a terrible disease that affects many people. When you are diagnosed with cancer, it can be stressful and scary to think about the future because there’s no telling how much time you have left. Life insurance for cancer patients can help provide security and peace…

Should I Get Life Insurance In My 20s [2022 Guide]

Read What Our Clients Say About Us Trustpilot “You’ve got a lot on your plate. You’re living paycheck to paycheck, working hard, and looking for ways to make your money stretch as far as possible. It’s tough not to feel like you can’t afford anything else. But is it worth the cost? Here’s what you…

Term Life Insurance | No Medical Exam No Waiting Period, [SAME DAY]

Read What Our Clients Say About Us Trustpilot Term life insurance is a great option for senior consumers because it does not require a medical exam. It can be taken out at any time and the premiums are typically lower than those for whole life insurance. The coverage will end when you die, so if…

The Best Cheap Life Insurance [2022 Guide]

Read What Our Clients Say About Us Trustpilot If you’re a senior and looking for life insurance, this article is for you! We’ll explore the best ways to find cheap life insurance, as well as what questions to ask before signing up. After all, it’s important that we protect ourselves and our loved ones from…

TOP LIFE INSURANCE COMPANIES | 2022 Review

Read What Our Clients Say About Us Trustpilot The best life insurance companies are those who will take the time to understand your needs and work with you to find a policy that fits. We’ll help you make sense of the jargon, so go ahead and ask us anything! Blog post-intro paragraph: It’s never too…

cholesterol levels too high for life insurance?

Will High Cholesterol Affect My Life Insurance Rates

Read What Our Clients Say About Us Trustpilot It’s a scary thought, but if you have high cholesterol your life insurance rates may be affected. The truth is that many people are unaware of the correlation between their cholesterol levels and the cost of their life insurance. If this sounds like something you want to…

The Truth about Life Insurance for Smokers

Read What Our Clients Say About Us Trustpilot Life insurance is an important part of planning for the future. But what if you smoke? The truth is that smokers are more likely to die earlier than nonsmokers. So, if you’re a smoker and want to buy life insurance, you may have to pay higher rates…

The Truth about Life Insurance With High Blood Pressure

Read What Our Clients Say About Us Trustpilot It’s not always easy to figure out how much life insurance you need. But if your blood pressure is high, it might be time to talk with a financial advisor about the best way to protect your loved ones in the event of an unfortunate accident. If…

Banner Life/William Penn Life Insurance 2022 Review

Read What Our Clients Say About Us Trustpilot This is a review of your life insurance options from Banner Life and William Penn. We’ll take a look at the features, pros, and cons of each company, and help you figure out which one might be right for you. Life insurance can be complicated to navigate…

The Truth about Life Insurance with Multiple Sclerosis

Read What Our Clients Say About Us Trustpilot Senior consumers often have a difficult time understanding the various types of life insurance. Some people may think that they are only getting one type of policy when in reality, they are receiving more than just one plan. One such example is Multiple Sclerosis-specific life insurance. It’s…

American General/AIG Life Insurance [2022 Review]

Read What Our Clients Say About Us Trustpilot That’s right, your favorite insurance company is back in the game. You might know them as American General or AIG Life Insurance (depending on where you live). They’re not a Fortune 500 company anymore but they are still here and ready to provide coverage for our generation.…

The Truth About Using Life Insurance as an Investment [2022 Guide]

Read What Our Clients Say About Us Trustpilot “Investing in life insurance is a long-term commitment that can be a great way to grow your assets. But, it’s not for everyone.”“If you’ve been considering buying a certain type of policy, or investing in one as an investment vehicle, here are some things to consider before…

affordable life insurance for high risk people

2022 Guide to Medical High-Risk Life Insurance

Read What Our Clients Say About Us Trustpilot You’re probably wondering what life insurance has to do with the future. This is a great question! After all, you’re not planning on dying tomorrow, are you? The truth is that your needs may change over time and being prepared for potential risks in the future can…

Term Life Vs Whole Life [Simple Guide From The Experts]

Read What Our Clients Say About Us Trustpilot Whole life insurance is a type of permanent life insurance that provides coverage for the insured’s whole lifetime. The company pays the premiums, and you are not required to pay anything. Term life insurance only covers you for a certain period of time or number of years,…