Colonial Penn 995 Plan Per Unit Cost

GIMMICK ALERT! Truth About Colonial Penn 995 Plan Life Insurance

You flip to a channel and find yourself watching Jeopardy with Alex Trebek again. You can’t help but reminisce on your favorite days of watching this show when he would answer all those tricky questions! As the ad finishes up, you notice that for just $9.95 per month (less than 35 cents/day!), there are benefits…
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SelectQuote Life Insurance Versus Independent Agent

The Truth About SelectQuote Life Insurance [BEWARE]

My name is Danny Ray Founder of PinnacleQuote, and as an independent national insurance agent with clients in every state in the U.S.- they say it’s impossible to compete against SelectQuote Life. I beg to differ! In addition why our slogan is “Put The Client First”, which Selctquote does not do? We put YOU first…
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Benefits of Naming Contingent Beneficiaries

What Is a Contingent Beneficiary

A beneficiary is a person you designate as receiving assets from your estate if you ever die. You can select a specific beneficiary for a given asset or property that you may own from. Unconfirmed beneficiaries are the parties who may receive assets or benefits when your primary recipient can’t. Having a contingent beneficiary generally…
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Why should I choose USAA term life insurance?

USAA Life Insurance Ultimate Review

For many of us, the idea of life insurance is a bit confusing. We know it’s important, but when we think about our lives and what would happen if something were to happen to us, most people are pretty uncomfortable thinking about life insurance. But it’s not all that complicated! Life Insurance doesn’t have to…
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What is life insurance?

7 Reasons You May Need Life Insurance Even if You Think You Don’t.

Most people are not thinking about life insurance in their 50s because most people’s health declines as they get older. The more time to buy the insurance the bigger its initial price. For a term insurance policy, the average person paying will be around $10-49 per month. That’s less than a gym membership that will…
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life insurance rates for overweight people

Facts About Life Insurance Rates and Being Overweight

Getting Life insurance for overweight consumers presents rates that are higher. This is because life insurers typically consider these individuals to be at greater risk of dying from heart disease, diabetes, and other weight-related health issues. Despite the statistics that show an increase in life expectancy among those who are overweight or obese, many insurance…
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Who is Lincoln Heritage

2022 Lincoln Heritage Life Insurance Review [With Rates]

We do not offer Lincoln Heritage life insurance. In fact, we replace these policies often! Lincoln Heritage Life Insurance Company is a small, family-owned company that has been in operation since 1963. They only sell final expense policies and their products are designed to help your loved ones pay for burials expenses without having to…
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Why Do Some People Not Buy Insurance

5 Reasons Why You Must Have A Life Insurance Policy

Not having or not having enough life insurance when that unexpected day comes could be financially devastating to your family. Above all, Life is full of surprises, some good and some bad. The fact that life has no certainties doesn’t mean you should just accept this reality, but dying without insurance is something you are…
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Will Covid-19 Vaccination Disqualify Your Life Insurance Policy

The Truth About COVID and The Impact On Life Insurance

Do you know what will happen if you get a COVID vaccine? And how it can affect your life insurance plan? We’re here to tell you that this little-known vaccination could be affecting your rates and coverage. Ready to find out more about the COVID vaccine and its impact on life insurance policies? You are…
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How To Prepare Before the Funeral

Step By Step Guide On What To Do When Someone Dies

For spouses, siblings, or children of a deceased loved one, the grieving process is already difficult enough. When you are also faced with the task of handling their affairs in order to settle their estate and pay any debts they have left behind it can be overwhelming. This post will provide you with some helpful…
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Top 5 Things Life Insurance Companies Look at When Applying as a Diabetic

The Truth: Life Insurance with Type 1 & Type 2 Diabetes

You have diabetes, but are you taking the necessary precautions to protect your family in case something should happen? With life insurance for diabetics, you can ensure that your loved ones will be taken care of and financially stable. The truth is that type 1 and type 2 diabetes greatly increases the risk of cardiovascular…
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What Goes into a Life Insurance Quote

What is the Average Life Insurance Cost Per Month

What is the average life insurance cost per month? Well, that depends on how much coverage you want. The average life insurance costs can vary depending on your age, health, and amount of coverage. Don’t get me wrong, I’m all for being safe when it comes to our health so I would suggest looking into…
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AAA Life Insurance Reviews

The Ultimate AAA Life Insurance Company Review

If you are looking st AAA Life Insurance Company and you are reading this, it means you are probably sitting at home on a Friday night wondering what the hell to do. We all know that feeling. But I have found the answer! You can be killing two birds with one stone by watching your…
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low cost burial insurance

How To Get a Cheap Burial Insurance With No Waiting Period?

Do you have a family member that is approaching old age and is worried about the cost of their funeral? Burial Insurance Plans Whether you choose a Final Expense Life Insurance Policy that covers funeral expenses and then some, a dedicated final expense insurance policy, or funeral pre-payment, you’ll be doing your loved ones a huge favor. If so,…
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Life insurance for elderly

How To Get Affordable Life Insurance For Seniors Over 75 Age?

What’s it like to be 75 years old and looking for the best life insurance? Do you want permanent coverage or lifelong coverage? Or how much coverage do you need? There’s a common misconception that life insurance is only for young people. Or, if you are over age 70 you are not eligible for term…
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Life Insurance with CHF

The Truth About Life Insurance With Congested Heart Failure

I want to share with you some of my personal experiences when it comes to life insurance, and hopefully help everyone understand what is the best choice for them. I have congestive heart failure which means there’s a chance that I could die soon. When I was asked if I wanted to get life insurance,…
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life insurance for over 70

Complete Rates For Life Insurance Over Age 70

“The average life expectancy for a man is 76.4 years, and the average life expectancy for a woman is 80.5 years.” The number of people living to be over 70 has increased exponentially in recent decades due to better healthcare, but as we age our health can change quickly and drastically. For many seniors, this…
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How Does Life Insurance Work? Will It Help My Family?

The Truth On How a Life Insurance Policy Works

Many people don’t know that when they purchase life insurance, they are actually purchasing an investment. Better yet, the proceeds of your policy can be used for any purpose you wish! The next time someone asks you what a life insurance policy is and what it does, share this blog post with them to help…
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Are Pre-paid Funeral Plans Worth It

The Truth About Prepaid Funeral Plans [MUST READ]

We’ve all heard the horror stories of people who have been taken advantage of when it comes to paying for funerals. It’s a sad reality, but one that is unfortunately true. But what if we told you there was a way around this problem? What if we gave you the opportunity to prepare in advance…
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anxiety about the coronavirus

Managing Anxiety Amid Coronavirus In 2022

If you’re a senior citizen or caregiver for one, then you may be feeling more than a little anxious these days. With the coronavirus in full effect and seniors living longer with chronic conditions, managing anxiety is now more important than ever! Check out this blog post for tips on how to manage anxiety amid…
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Life Insurance For Medical Professionals

Life Insurance For Medical Professionals [2022 Guide]

What’s the point of having a 401K if you can’t enjoy it? If you’re a medical professional, there is life insurance for doctors that will protect your family and children from economic hardship in the event of your death. You may have been saving up for retirement with an investment portfolio but it doesn’t do…
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When and Why Life Insurance Doesn’t Payout

Life insurance is an important part of every financial plan. It helps protect your family in the event that you pass away, but what does life insurance not cover? While it can be a lifesaver for dependents, there are several reasons why life insurance may not pay out, including when you die to natural causes…
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chronic illness rider on life insurance

Buying Life Insurance for People with Chronic Illness

It can be hard to know how much life insurance is enough when you have a chronic illness. It’s important for people with chronic illnesses to get as many opinions as possible on the amount of life insurance they need because it can vary depending on factors like their age and overall health. The good…
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gestational diabetes and life insurance premiums

Gestational Diabetes and Life Insurance [2022 Tricks]

The last thing that anyone wants to worry about is their health. Unfortunately, many people have to deal with this concern on a daily basis. It’s even more difficult if you’re pregnant and have gestational diabetes. You want the best for your child, but how do you prepare? What if something happens during pregnancy or…
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getting life insurance with copd

The Truth About Life Insurance With COPD [2022 Guide]

As we get older, it is only natural to worry about what will happen if the worst happens. Getting life insurance with COPD can be debilitating, and life insurance is a must-have for those who are diagnosed with this condition. What do you need to know? We’ll tell you right now about how to achieve…
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best life insurance for Alzheimer's

Life Insurance for Alzheimer’s Patients [The Facts]

Do you have Alzheimer’s? Do you know someone with Alzheimer’s? If so, there are important steps to take now before it is too late. I’m sure that everyone has seen the commercials for Life Insurance for people with Alzheimer’s and their caregivers. But what does this really mean and why should we care about getting…
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How does a single premium whole life policy work?

Single-Premium Whole Life [2022 Guide]

Single-Premium Whole Life insurance is an investment that pays out a single sum of money upon death, with rates typically being higher than term life insurance. But, what about the other time? What if you need to use your Single-Premium Whole Life policy for one reason or another before you die? The good news is…
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Prostate Cancer Treatment

What You Should Know About Prostate Cancer

It’s time to talk about prostate cancer, guys. It is the most common type of cancer among men over 50 and it can strike at any age! Prostate cancer doesn’t always show symptoms so it’s important that you know how to spot them before they become more serious. What should you do if you have…
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Sweet Sleep: Dealing With And Overcoming Sleep Disorders

Sleep. We often take it for granted, expecting that every night we’ll drift into sweet slumber. But for millions of people around the world, sleep is a challenge. Due to sleep disorders, they find themselves unable to sleep, or worse. But what exactly are sleep disorders? And what causes them? In this post, we’re going…
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Guaranteed Universal Life GUL (2022 Ultimate Guide)

When you’re living in retirement, life insurance is one of those things that’s hard to think about. But sometimes it’s necessary. And if you’re considering a Guaranteed Universal Life GUL, then we’ve got some great news for you!Did you know that the average person will live to be 77 years old? That means they’ll need…
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What is a buy-sell agreement in life insurance

How To Fund A Buy-Sell Agreement With Life Insurance

“I’m sure you’ve heard the news that your best friend’s dad died and now she’s going to have to pay off his mortgage, car loan, and credit card debt.”“But what if there was a way for her not to inherit all of those things?” “What if she could sell her family home and then buy…
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why small-business owners need life insurance

Why Small-Business Owners Need Life Insurance

As we get older, our lives change in many ways. Some of us find ourselves with more time on our hands and less money than before. We start to look at the world differently and think about what is important to us now. One thing that often gets lost in the shuffle of planning for…
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I have PTSD and need life insurance

Get Life Insurance With PTSD Made Simple [2022 Guide]

I’m going to be blunt with you. I want to share my story and the story of many others like me who have PTSD. My hope is that this post will help someone find a way to live life after traumatic experiences.I was in Iraq when our convoy hit an IED (improvised explosive device). The…
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life insurance and depression

Life Insurance With Anxiety And Depression Disorders [2022 Guide]

Living with anxiety and/or depression can be paralyzing. Especially with coronavirus in daily life. But, there’s hope! Check out this blog post for some life insurance tips that will help you get through the day. This article is a lovely read for anyone who is looking to find peace in their lives. The author has…
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Life insurance After Thyroid Cancer Diagnosis

The Truth about Life Insurance After Thyroid Cancer in 2022

The article below discusses the process of getting life insurance after thyroid cancer in 2021. Life Insurance is an important step to take, and there are a few things you should know before you get started.Blog post-intro paragraph:I had a recent scare when my doctor found out I have thyroid cancer (Yikes!) but now that…
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life insurance after eating disorder

Eating Disorders And Getting Life Insurance [2022 Guide]

I’m not sure if you are aware, but eating disorders such as anorexia and bulimia can make it difficult to get life insurance. It’s frustrating because many people who suffer from these conditions depend on life insurance in order to cover the cost of care when they become too sick or weak for work. To…
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Can i get life insurance with ocd

Life Insurance With Obsessive-Compulsive Disorder (OCD) [2022 Guide]

If you’re a senior consumer and have been diagnosed with OCD, life insurance might not seem like the best option for you- after all, who wants to think about death? But if you are unable to work due to your condition or are in a situation where your family’s financial security would be put at…
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Heart Disease: Understanding and Preventing It

It’s no secret that heart disease is the leading killer of Americans. In fact, it accounts for more than 40% of all deaths in the United States. But what exactly is heart disease? What are the most common risk factors and how can you prevent them? Read on to find out more about this life-threatening…
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mental illness and life insurance

Life Insurance With Mental Illness [2022 Guide]

If you’ve ever felt like your mental health is impacting your life, then this article may be for you. In this blog post, we will discuss the ins and outs of life insurance with mental illness. This blog post will cover what to do when applying for a policy, how to go about finding one…
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skin cancer life insurance rate class

Getting Life Insurance After Skin Cancer [2022 Guide]

In my line of work, I see a lot of people struggling with major health issues. Skin cancer is one that tends to be the most common and it’s not easy for anyone to get back on their feet after being diagnosed. One way you can help yourself recover from skin cancer is by getting…
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Colon Cancer Life Insurance

Life Insurance for Colon Cancer Survivors [2022 Guide]

A colon cancer survivor is someone who has been diagnosed with the disease and had their tumor removed. After surgery, chemotherapy, and radiation treatments, many survivors are left wondering what to do next. They may be concerned about how they will pay for future medical care or if they’ll need long-term nursing home care down…
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Gastroesophageal reflux disease

Life Insurance With Gastroesophageal Reflux Disease {GERD}

You may have heard of gastroesophageal reflux disease before, but you’re not alone if you don’t know the symptoms. It’s important to know about GERD because it can lead to cancer and heart problems. Luckily there is life insurance for people with GERD! If you have been diagnosed with this condition or think that it…
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Get Life Insurance With Diverticulosis/Diverticulitis Today! [2022 Guide]

You know you always have to make sure that your loved ones will be taken care of after you’re gone. It can be tough to plan for this, but it’s no more difficult than getting a life insurance policy! With all the new technology and options available today, there is something out there for everyone–even…
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ulcerative colitis

Ulcerative Colitis And Life Insurance [2022 Guide]

Ulcerative colitis is a chronic disease that affects your digestive system. It can cause pain, diarrhea, and fatigue but it does not lead to early death. However, because of the long-term nature of ulcerative colitis, many people with this condition are also dealing with an increased risk for life insurance disability or inability to work…
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Life Insurance After Breast Cancer

Breast Cancer Diagnosis and Life Insurance [How To Qualify]

You may have heard about the newest breast cancer breakthrough that was published this week. The researchers discovered a new gene mutation that seems to prevent breast cancer cells from spreading and causing more damage in other parts of the body. If you are not sure what this means for your life insurance, I am…
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celiac disease and affordable life insurance

Affordable Life Insurance With Celiac Disease [2022 Tip Guide]

Most people would think that living with celiac disease is a death sentence, as it can make eating most foods difficult. But life insurance companies don’t see it as an issue! Read on to find out how you can get affordable life insurance coverage and never have to worry about your family’s financial security again.…
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IBS and life insurance

Life Insurance With IBS [2022 Guide]

It’s not all that uncommon for people with IBS to be told by their insurance company that they’re uninsurable. For many, the reason is due to a pre-existing condition and it’s true that life insurance policies are often more expensive if you have pre-existing conditions. However, there are still options available for those who suffer…
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Life Insurance After Prostate Cancer Diagnosis

Can You Get Life Insurance After Prostate Cancer

“If you’re a senior and have been diagnosed with prostate cancer, don’t worry! You can still get life insurance.”“We know that many seniors are looking for life insurance as they near retirement age. And if you’ve just been diagnosed with prostate cancer, it’s probably the last thing on your mind – but don’t worry! We…
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Crohn's disease and life insurance today

The Truth About Crohn’s Disease And Affordable Life Insurance [2022 Guide]

Can you get life insurance with Crohn’s disease? Many people don’t know that Crohn’s disease is a chronic, inflammatory bowel disease that can lead to serious health problems. It includes ulcerative colitis and is typically diagnosed in the teens or 20s, but it can also be found in childhood. If you have Crohn’s Disease then…
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gastrointestinal disease

6 Common Gastrointestinal Disease and Life Insurance [2022 Guide]

When you’re feeling good, it’s easy to forget that your life is in jeopardy every day. But when you suffer from a chronic illness or have an acute condition, the risk of death becomes very real. Even if you are able to get coverage through work, it may not be enough protection for your family…
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Life Insurance and Lung Cancer Diagnosis

Life Insurance After Lung Cancer Diagnosis

It’s the last thing you want to think about, but if it happens, what are your options? You have to know that not every life insurance company will cover cancer. And even for those who do, there is no guarantee they’ll pay out after a diagnosis of lung cancer. But, don’t worry! We’re here to…
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Bipolar Disorder

Bipolar Disorder: A Complicated Disease With Significant Ramifications

Bipolar disorder is a mental health condition that can be difficult to diagnose. The symptoms of bipolar disorder share many similarities with other conditions, which makes it difficult for some people to recognize the signs of bipolar disorder in themselves and their loved ones. In this blog post, we will explore what causes bipolar disorder…
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Pinnaclequote disability insurance

Disability Insurance: Top 5 Reasons You Need It and How To Get It

“You’re not alone if you’ve never heard of disability insurance. In fact, as many as 40% of Americans don’t know about it and more than 60% of those who do are without coverage.” “Whether you work in a desk job or one that requires physical labor, the risk for injury is always present. And these…
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life insurance and technology

Life Insurance and Technology, Future of the Industry [Learn More]

As technology becomes more and more advanced, we see it being used in daily life. This includes the insurance industry as well with many companies using different types of apps to make it easier for consumers to sign up for new policies or claim a loss. With this trend only continuing to grow, how will…
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does life insurance cover stroke

Getting Life Insurance After A Stroke [2022 Guide]

Getting life insurance after a stroke is often difficult, but it can be done. The first thing to do is to figure out what type of life insurance you need and how much coverage that will provide. You can then research various companies that offer those policies and find the one with the best rates…
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life insurance for your family with royal neighbors

Royal Neighbors Of America [2022 Review]

I’m not sure if you’ve heard of the Royal Neighbors Of America, but they’re a national organization that’s been around for more than 100 years. It’s non-profit and all about community service. They empower women to support each other in their communities by providing education, resources, and opportunities for fellowship. They also bring together like-minded…
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Top Burial ins companies of 2019

Best Burial Insurance Companies of 2022

For the past three decades, funeral insurance has been a hot topic of discussion. It’s no surprise given that it is one of the most expensive parts of dying. But what do you know about burial insurance? Read on to find out which company is rated as the best in 2021 for this type of…
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Infinite banking and Term Rider

The Truth About Term Rider and Infinite Banking [2022 Guide]

Term Rider and Infinite Banking are two things that you should know about. They can help make your financial life a little easier. Term rider is like insurance for your mortgage, it will pay off the rest of your loan if you pass away or become disabled. Infinite banking is where they allow you to…
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Guaranteed vs Non-Guaranteed

Non-Guaranteed vs. Guaranteed Universal Life Insurance | Pros And Cons – [MUST READ]

You’re reading this because you’ve been thinking about getting life insurance. You know it’s a good idea, but the options seem overwhelming. What should I get? How much do I need? Is there anything else I should be considering before making my decision? The truth is that buying life insurance is one of those decisions…
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get life insurance quotes

Everything You Need To Know About Online Life Insurance Quotes

I’ve seen a lot of confusion lately about the difference between non-guaranteed and guaranteed universal life insurance. In this post, I’ll break it down for you so that you can make an informed decision on your future financial security.Non-guaranteed is not as good as guaranteed because there’s no guarantee that the money will be there…
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Life Is For Living, Protect Them

How To Buy Life Insurance For Your Parents [2022 Guide]

It’s never easy to think about the future and what it may hold. When you’re a parent, your children are always at the top of your mind. What will happen if something happens to you? Will they be taken care of?It can be hard to think about these things, let alone talk about them with…
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Multi Million Dollar Life Policy

Multi-Million Dollar Life Insurance Policy Cost

In the whole scheme of things, a multi-million dollar life insurance policy is pretty cheap. How much is multi million dollar coverage? It’s not even half the price of a new car! Life insurance policies are usually much cheaper than that. You can get all sorts of discounts if you choose to take out a…
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Divorce and Life Insurance

Life Insurance after Divorce

If you’re like me, you don’t want to think about the possibility of your death. But if you are divorced and took a hit on your personal finances as part of the settlement agreement, it’s time to start thinking about life insurance. After divorce, most people have less money than they did before their marriage…
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living benefits life insurance

Achieve Peace Of Mind With Living Benefits Life Insurance

We all know that life insurance is a necessary evil. It’s not something we like to think about, but it does provide peace of mind and security for our family in the event of an untimely passing. But what if there was a way to get this coverage with better rates – without having to…
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Veterans Life Insurance

Life Insurance For Veterans

Senior consumers are often looking for life insurance and they should know that there is a program called the Veterans Affairs Life Insurance Program. This program has helped many veterans who have served our country. The VA offers two types of insurance, term and whole-life policies. Term policies will cover you only for as long…
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Final Expense Life Insurance for Seniors (Burial Insurance)

Are you a senior citizen looking for an affordable life insurance plan? If so, then final expense life insurance is the perfect product for you! Final expenses are costly and can often be difficult to cover. With final expense life insurance, your beneficiaries receive the money needed to pay for these costs after your death.…
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Ages 61-63 and Life Insurance rates


If you are a senior over 60 and you need life insurance, please read this blog post because it will help you find the best possible life insurance for seniors. Best Life Insurance For Seniors Over 60 Whether you are 61, 62, or 63, life insurance for seniors over 60 is very important to protect…
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Life Insurance age 57 58 59


A lot of people don’t think about getting life insurance until they have children. But, if you’re in your 50s and without a spouse or partner, it’s important to get coverage now. You may not be able to find an affordable policy after age 60.Find out more by reading the rest of this post! Life…
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life insurance for mid 50's


“It’s never too early to start planning for your retirement. It can be difficult deciding what type of life insurance policy is right for you, which is why we’ve made it easy with this blog post! With our help, you’ll know the best time to get coverage and how much you need.” Life Insurance For…
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life insurance in your early 50's


Why does it matter? Our society has changed dramatically in the past 50 years. The average age of a new mother is now 30 and many people are living longer, healthier lives than ever before. This means that longevity risk—the chance that you might live too long and outlive your money—is growing more serious for…
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Life insurance options

Types Of Life Insurance, What’s The Difference

Why would you want to read this blog post? You’re looking for some clarity on life insurance. What is the difference between term and permanent life insurance? Which one should I choose? How can I save money when it comes to buying life insurance? These are all valid questions that will be answered in this…
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what is universal life insurance

Benefits of Universal Life Insurance

Universal life insurance is a type of permanent life insurance that combines the features and benefits of whole life, term, and universal. It can be used as long-term coverage for individuals who want to provide their beneficiaries with protection in case they die during the policy’s guaranteed period or as a savings vehicle for those…
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return of premium term life insurance

Return of Premium Life Insurance Policy

Many consumers today are skeptical of the life insurance industry. There have been many cases where a policy was taken out and never used, yet there were still premiums being paid on it. This is not what premium means to most people. Premiums should be for when you need life insurance, not just because your…
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Life Insurance and the 25 year term


If you are looking for a way to plan your future and protect the ones you love, then we recommend that you take a closer look at our blog about life insurance. We will be discussing the benefits of having this type of policy and how it can benefit all generations.We hope that after reading…
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Most affordable life insurance for males

How To Find Cheap Life Insurance Rates For Men

Every year, the number of senior citizens in America increases. This means that more and more people are looking for cheap life insurance rates for men to ensure their families are taken care of should something happen to them. In this blog post, we’ll discuss how to find these rates and what you need to…
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Women do need life insurance


Many women are not aware that they can get term life insurance for cheap, which is great peace of mind. The process of getting the coverage was very easy and hassle-free. I am so glad I did this because it’s one less thing to worry about in my retirement years! Term Life Insurance Quotes For…
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cremation insurance for seniors

The Best Final Expense Insurance For Cremation in 2022

It is a difficult time when a loved one passes. The grieving process can be made even more difficult if the family has to worry about how to cover funeral expenses, or what will happen with their home and car after they are gone. This blog post will discuss some of the benefits of final…
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is life insurance for seniors

Life Insurance For Seniors

It is important to get life insurance for seniors. There are many reasons why you should purchase a policy, such as in the event of premature death or declining health. Purchasing a policy can protect your family financially and emotionally, and it may even allow you to continue living out your retirement years in peace…
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Term Life Insurance

The Truth About Buying Term Life Insurance Online [2022 Guide]

Did you know that most people who buy life insurance online are actually saving money? It’s true! Insurance is a complicated business. But it doesn’t have to be when you go through an independent agent like me, with experience and expertise in helping consumers find the best life insurance rates for their needs. I can…
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Key Man Business Insurance

Benefits Of Keyman Life Insurance For Your Business

The keyman insurance is a type of business insurance that protects the company in case one or more key employees are killed, disabled, or incapacitated. There are many benefits to having this type of coverage for your business including protection from lawsuits and emotional damages; peace of mind knowing you’re covered against unforeseen circumstances, and…
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assurity life insurance

Assurity Life Insurance Top Policies and Best Riders [2022 Review]

Assurity Life Insurance is a company that offers affordable life insurance for seniors. With so many options, it can be difficult to decide what policy and riders are the best fit for you. That’s why we’ve compiled a list of some of our favorite policies from Assurity and highlighted their benefits.What do you think? Is…
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Bipolar Disorder


I am writing this post to help senior consumers find a life insurance company that will insure them with bipolar disorder. Recently I had a conversation with one of my friends who was diagnosed with bipolar disorder after being hospitalized and he told me how hard it is for him to get affordable coverage. He…
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Life Insurance and Marijuana use


Marijuana is a psychoactive drug that is still illegal in many states and countries. However, the legalization of marijuana has been gaining momentum as more people use it for medical purposes. The FDA even approves some medications derived from this drug to treat certain diseases like cancer or AIDS. So what does this mean for…
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Life Insurance with Sleep Apnea


The post provides the reader with information about how sleep apnea impacts life insurance rates and offers a solution. It is important to ensure that you are properly insured in case of an event like this. This blog post will help you understand more about your own needs or those of the people closest to…
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Universal Index Life Pros and Cons


As a Senior Consumer, you may be considering purchasing an Index Universal Life insurance policy. This blog post will provide some helpful information to help you make that decision.It will also address the common question of whether or not it is wise to purchase this type of life insurance if I am on Medicare and…
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Term life Insurance Layering

SAVE OVER 50% By Stacking Life Insurance Policies

Life insurance is a necessity for many families, but it’s not always an easy decision to make. What if you’re already paying for a car or home insurance policy? To help keep life insurance more affordable, we have created the Life Insurance Stacker Plan. This plan allows you to combine your current policies into one…
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Whole Life Coverage

Whole Life Insurance Policies Pros and Cons [2022 Guide]

The decision to purchase a whole life insurance policy is an important one. There are many pros and cons of these policies that buyers should be aware of before making their decision. One advantage, for example, is the tax-free cash value accumulation with some whole life policies. In addition, they provide steady death benefits since…
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Life Insurance with heart condition


We all know that life insurance is important, but what happens when you are diagnosed with a heart attack? If you are lucky enough to be able to get coverage through your employer or by getting it on the individual market, then you will have some options. But many people who have had a heart…
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Life Insurance with heart disease

Life Insurance And Heart Disease [2022 Guide]

Heart disease is a serious condition that affects almost one in five adults. It’s the leading cause of death in the United States and there are many risk factors for heart disease, including high blood pressure, cholesterol levels, smoking, diabetes, and obesity. If you’re worried about whether or not your health may be putting you…
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AFIB and Life Insurance


For those of you who have been living in a cave for the past few decades, atrial fibrillation is a common heart condition that often goes unnoticed. It does not cause any symptoms and is usually only noticed when it causes an irregular heartbeat or when tests are performed because something else has already gone…
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Affordable Burial life Insurance For Final Expense

How To Find The Best Burial Insurance Policy In 2022

“It’s not surprising that many people are uncertain about how to find the best burial insurance policy in 2021. With so many companies and policies, it can be difficult to know where to start. If you’re looking for a way around this issue, read on!” What Is The Difference Between Life and Burial Insurance That’s…
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affordable life insurance and type 2 diabetes


As a senior consumer, you may be wondering how your life insurance rates compare for someone with type 2 diabetes. It is not uncommon to worry about what the future holds and what the cost of living will be after you retire. Diabetes can lead to many complications that could potentially put added stress on…
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Fidelity Life Insurance


Do you have a lot of life insurance? Do you want more? Well, if so the Fidelity Life Association Insurance Company may be just what you’re looking for. The company offers individual and group policies to protect your family’s financial future. This blog post will give information on how to get started. You can also…
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CPAP for sleep Apnea and life insurance


If you have sleep apnea disorder, it might be worth your while to look into life insurance. With sleep apnea, there is a greater chance of heart attack or stroke during the night when breathing can stop for extended periods of time. If you’re not sure how much coverage you need, talk with a broker…
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foresters life insurance company

Foresters Life Insurance Reviews 2022 (Seniors Must Read)

Foresters Life Insurance 2021 is a life insurance company that has been around for over 100 years, and they just released their new plan on November 1st. Their new plan will include the following:-A higher death benefit than their previous plans. -Lower premiums depending on the age of the client. -New discounts if you are…
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Using Deferred Compensation Business Life insurance

Business Life Insurance, The Truth About Deferred Compensation Plans![2022 Guide]

Business insurance is something that many businesses and business owners neglect but it’s important to take this into account, especially if you are the sole proprietor of your company. Deferred compensation plans are a great way to make sure that your family will be taken care of in case an unexpected event takes place. These…
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Prudential Policy

Prudential Life Insurance [2022 Review]

In the 1940s, Prudential Life Insurance Company began to use radio advertising. They were one of the first insurance companies to do so and their ads became a household name. In 1950, they launched what is now known as “The Rock” in Newark, New Jersey. It was originally called WPGC-AM and it was among the…
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30 Year term life

30 Year Term Life Insurance [Ultimate Guide & Rates]

✅For a 30 year term life insurance quote, fill out the form to the left👉 You are reading this because you’re not sure if a 30 Year Term Life Insurance Policy is the right choice for your senior needs. If that’s the case, let me show you why it might be an excellent idea. The…
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affordable life insurance over 60

Affordable Life Insurance Over 60 [2022 Review]

As a senior, it is important to plan for the future and take care of your loved ones. One way to do this is by purchasing life insurance over 60 years old. This blog post will provide you with some information about how affordable life insurance can be for seniors who are over 60 years…
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40 years old and life insurance

Affordable Life Insurance For Over 40 [Rates/Guide]

This blog post is for all of you who are over 40 and need a life insurance policy. If you’re not sure what your needs are, we’ll help answer any questions about how much coverage you may need. We hope that this information helps to guide you in the right direction so that when it…
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affordable life insurance at age 30

Life Insurance Rates in Your 30s [Find The Best Rates]

The best time to start thinking about life insurance is before you need it. When you’re in your 30s, it can be tempting to put off worrying about such a morbid topic. But if you have a family, or dependents who rely on your income for their well-being, then protecting yourself from the unexpected should…
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A.M. Best Rating

A.M. Best Rating Agency

If you’re a senior consumer, you might be interested to know that the A.M. Best Rating Agency has recently released its new rating system for insurance companies and what it means for your future coverage needs. This article will help inform consumers about how they can use this information to make an informed decision when…
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Life Insurance Rates By age

How Does Age Affect Life Insurance [The Ultimate Guide]

It is never too early to think about life insurance. If you are a senior consumer, it is important that you understand how your age affects the type of life insurance policy that would be best for you. In this blog post, we will talk about why it’s important to buy term life insurance as…
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20 year term life

20 Year Term Life Insurance Policy, What You Need To Know

Term life insurance is a type of coverage that provides death benefits to your beneficiaries if you die during the term, or period, of coverage. A 20 Year Term Life Insurance Policy has a fixed premium for 20 years and pays out $100,000 in case of death. The policy starts on the day it’s issued…
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Special Risk Life Insurance

Life insurance is a critical component of retirement planning. It’s important to understand, however, that there are different types of life insurance and certain risks need to be covered in order to protect your loved ones. This blog post will review the ins and outs of risk-specific life insurance for seniors. Life insurance can help…
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DUI Insurance Rates

Life Insurance After DUI {What You Need To Know}

Senior consumers have questions about life insurance and how it will be affected by a DUI. We are here to answer all of your questions with the help of an expert who specializes in this field. Read on for more information, including what types there are, a few examples of each type, and why they…
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500000 life insurance

$500,000 Term Life Insurance [2022 Guide/Rates]

Many seniors know that life insurance is important, but for some, it can be hard to take the first step. They may not know what type of policy they need or how much coverage they should get. This blog post will help you answer those questions and more so you can be sure your family…
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how to get a million dollar insurance policy

Truth About The Million Dollar Life Insurance Policy With Rates

A million dollar life insurance policy is a smart way to protect your family from the financial devastation that would ensue if you were to pass away. But there are some things you should know before going out and buying one. We will go over how to get a million dollar life insurance policy. You…
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Life Insurance After a Decline


If you have recently been declined life insurance for your health, this blog post is for you! We’ll show you the top reasons why life insurers may decline an application and how to get covered. Ready? Let’s go!We’re all trying to save money these days so it might be tempting when a company offers a…
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john hancock life insurance

John Hancock Life Insurance Company [2022 Review]

The John Hancock Life Insurance Company is a well-known provider of life insurance. They have been in the industry for over 150 years and are committed to providing their clients with financial security for themselves and their families. The company offers numerous coverage options that can be tailored to meet individual needs and budgets, including…
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Pre-existing conditions and life insurance

The Truth About Life Insurance With Pre-Existing Conditions [Rating Class]

The value of life insurance is undeniable. It can provide peace of mind and financial stability to your family in the event that you pass away prematurely. Life insurance rates are often higher for those who have pre-existing conditions, but it may not always be necessary to pay these higher rates if you purchase a…
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Genworth Life Insurance Company [2022 Review]

Genworth Life Insurance Company offers a variety of life insurance products for senior consumers. Their long-term care insurance policies offer protection against the cost of nursing homes, assisted living, and Alzheimer’s care. They also provide term life insurance with death benefit options to help protect your family from financial hardship after your passing.Genworth has been…
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voya Life Insurance

Voya Insurance Company (ING) 2019 Review

We know you’re busy. We are too. That’s why we want to make it as easy as possible for you to find the information you need about your insurance options. What they’ll cover so that when it comes time to finally shop around or buy a policy, you have all the facts at your fingertips.We…
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Smokeless Tobacco and Life Insurance


Smokeless tobacco users are often overlooked in the realm of life insurance. With increased awareness around the dangers of smoking, many people have made a conscious decision to quit. Unfortunately, this doesn’t always translate into smokeless tobacco use cessation – and that could pose some serious health risks.In addition to cancer, smokeless tobacco usage also…
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Life insurance options

What Are My Life Insurance Options

"Choosing the right life insurance policy can be difficult, but it's important to have one in place. Here are some of the different types of policies you may want to consider." Options For Life Insurance Everyone is different especially when it comes to life insurance options. Luckily,  When it comes to a Life Insurance Policy…
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Epilepsy and Life Insurance Rates


What about life insurance with epilepsy/seizure disorders?A lot of people think that if they have a history of seizures or some other type of neurological disorder, it means they can’t buy life insurance. This is not the case! In fact, many people with epilepsy are able to purchase affordable and flexible term life insurance. And…
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Term Life with Protective

Protective Life Insurance Reviews [2022]

Our blog is about providing information on the best ways to protect your family. We cover all topics from life insurance, health insurance, and retirement planning. Today we will be talking about Protective Life Insurance Company’s new products for seniors. Protective Life Insurance Company has launched a series of new products that are designed specifically…
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Life insurance after quitting cigarrettes


If you’re a smoker, and it’s time to finally stop smoking for good, then you might be wondering what will happen to your life insurance rates. Unfortunately, the answer is that there are many variables at play when deciding how much of a premium change smokers will see when they buy life insurance policies.It’s true…
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Cigar Smoking and Life Insurance Rates


Cigars are a great and tasty way to relax after a long day. They can be enjoyed with friends, family, or even by yourself on the porch. But did you know that if you’re over 50 years old, smoking cigars may affect your life insurance rates? Although it’s not as risky as cigarette smoking, cigar…
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Life Insurance Policy for over 50

The Truth About Affordable Life Insurance Over 50 [2022 Guide]

There are a lot of myths out there about life insurance and how much you should buy. This blog post will set the record straight on what life insurance is, who needs it, and how to find affordable rates over 50. You’ll be surprised by some of the truths revealed in this article! In your…
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Guaranteed Life Insurance Plans

Guaranteed Acceptance Life Insurance [No Medical Questions]

You’ve heard the old saying, “you can’t take it with you.” But what if there was a way to make sure that your money is always with you? It’s true – life insurance will let you leave your loved ones knowing that they’re taken care of. Whether for their protection or just to help them…
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Diabetes and Life Insurance rates

How To Get Affordable Life Insurance For Diabetics

Diabetes is a very serious condition that can have many negative health effects. If you are diabetic and considering life insurance, it may be difficult to find affordable rates because of your pre-existing condition. There is good news though! In the past few years, there has been an increase in insurance carriers offering policies for…
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life insurance for people with cancer


Cancer is a terrible disease that affects many people. When you are diagnosed with cancer, it can be stressful and scary to think about the future because there’s no telling how much time you have left. Life insurance for cancer patients can help provide security and peace of mind during this difficult time.What do you…
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20 years old and life insurance

Should I Get Life Insurance In My 20s [2022 Guide]

“You’ve got a lot on your plate. You’re living paycheck to paycheck, working hard, and looking for ways to make your money stretch as far as possible. It’s tough not to feel like you can’t afford anything else. But is it worth the cost? Here’s what you need to know if you’re considering life insurance…
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Life Insurance No Exam

Term Life Insurance | No Medical Exam No Waiting Period, [SAME DAY]

Term life insurance is a great option for senior consumers because it does not require a medical exam. It can be taken out at any time and the premiums are typically lower than those for whole life insurance. The coverage will end when you die, so if you have an extended family with heirs that…
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Best life insurance policy

The Best Cheap Life Insurance [2022 Guide]

If you’re a senior and looking for life insurance, this article is for you! We’ll explore the best ways to find cheap life insurance, as well as what questions to ask before signing up. After all, it’s important that we protect ourselves and our loved ones from financial insecurity. But with so many different options…
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Top 10 choice for Life Insurance


The best life insurance companies are those who will take the time to understand your needs and work with you to find a policy that fits. We’ll help you make sense of the jargon, so go ahead and ask us anything!Blog post-intro paragraph: It’s never too late to think about what happens if we die.…
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cholesterol levels too high for life insurance?

Will High Cholesterol Affect My Life Insurance Rates

It’s a scary thought, but if you have high cholesterol your life insurance rates may be affected. The truth is that many people are unaware of the correlation between their cholesterol levels and the cost of their life insurance. If this sounds like something you want to know more about, keep reading for facts about…
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Life insurance rates and Smokers

The Truth about Life Insurance for Smokers

Life insurance is an important part of planning for the future. But what if you smoke? The truth is that smokers are more likely to die earlier than nonsmokers. So, if you’re a smoker and want to buy life insurance, you may have to pay higher rates or get a smaller policy amount in order…
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Life Insurance with hypertension

The Truth about Life Insurance With High Blood Pressure

It’s not always easy to figure out how much life insurance you need. But if your blood pressure is high, it might be time to talk with a financial advisor about the best way to protect your loved ones in the event of an unfortunate accident. If you are interested in learning more, contact us…
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Protect with Banner Life

Banner Life/William Penn Life Insurance 2022 Review

This is a review of your life insurance options from Banner Life and William Penn. We’ll take a look at the features, pros, and cons for each company, and help you figure out which one might be right for you.Life insurance can be complicated to navigate as there are so many different types with various…
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Life Insurance with Multiple Sclerosis

The Truth about Life Insurance with Multiple Sclerosis

Senior consumers often have a difficult time understanding the various types of life insurance. Some people may think that they are only getting one type of policy when in reality, they are receiving more than just one plan. One such example is Multiple Sclerosis-specific life insurance. It’s important for seniors to know what their options…
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American General Life Insurance

American General/AIG Life Insurance [2022 Review]

That’s right, your favorite insurance company is back in the game. You might know them as American General or AIG Life Insurance (depending on where you live). They’re not a Fortune 500 company anymore but they are still here and ready to provide coverage for our generation. Who knows? Maybe we’ll be able to retire…
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Is life Insurance an Investment

The Truth About Using Life Insurance as an Investment [2022 Guide]

“Investing in life insurance is a long-term commitment that can be a great way to grow your assets. But, it’s not for everyone.”“If you’ve been considering buying a certain type of policy, or investing in one as an investment vehicle, here are some things to consider before you pull the trigger.” Should You Think Of…
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affordable life insurance for high risk people

2022 Guide to Medical High-Risk Life Insurance

You’re probably wondering what life insurance has to do with the future. This is a great question! After all, you’re not planning on dying tomorrow, are you? The truth is that your needs may change over time and be prepared for potential risks in the future can result in peace of mind today. It’s never…
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Term and Whole Life

Term Life Vs Whole Life [Simple Guide From The Experts]

Whole life insurance is a type of permanent life insurance that provides coverage for the insured’s whole lifetime. The company pays the premiums, and you are not required to pay anything. Term life insurance only covers you for a certain period of time or number of years, but whole life does not have an end…
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