About us

About Our Founder

Hi, my name is Danny Ray, Founder of PinnacleQuote Life Insurance Specialists. I have been in the Financial/Life Insurance industry for over 25 years. As an award winning independent national agent licensed in 49 states, it’s a passion of mine to be able to assist families in properly protecting their loved ones. I can provide a life insurance solution to consumers with any health impairment, even a terminal illness. We offer life insurance from age 0-90, with over 300 products spread across over 4 dozen A/A+ rated carriers. I say this with confidence, “You Cannot Find A Better Rate Anywhere, You Can Only Match It”! I am the "One Size Fits All Agent!"

Our Mission

I founded PinnacleQuote Life Insurance Specialists in May of 2017. We are headquartered in the great city of Jacksonville, Florida, but our reach stretches across 49 states. My focus when starting PQ was to provide consumers with the absolute best service. To always put the client first!! This is a rarity in this business as the life insurance company and the agent/agency comes first. The client is usually third on the totem pole. I have seen this many times with agents and agencies over the years. To me clients are more than a couple of letters on a screen and a disembodied voice over the phone. It's all about the relationship based on transparency, honesty and commitment to excellence!! That's what we provide to every client!!

Our process is the fastest in the industry. We are streamlined to over four dozen carriers. We are virtual so everything can be done over the phone and via DocuSign. That enables the client to accomplish their goals quickly and efficiently. We are very committed to accuracy when applying as well. So within 10 minutes you can be applied and be back to your life enjoying time with your family knowing that this very important goal is crossed off your to do list.

We will do the shopping for you, so you do the saving!!! Our average client saves tens of thousands of dollars over decades!! Find out why we live by.......

“Best PRICE, Best CARRIER, GUARANTEED!!”

Life Insurance Specialists

PinnacleQuote Founder Danny Ray and Marketing Director/Agent Lisamarie Monaco


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