Danny Ray - PinnacleQuote
All Posts By Danny Ray
I am a life insurance expert that specializes in final expense, critical illness, Medicare Supplements, and term/UL policies. With almost 3 decades of dedication to thousands of clients, I share my knowledge with you so that you can feel comfortable fulfilling your needs and goals. I am licensed in all 50 states and represent almost three dozen A/A+ rated carriers. You can feel confident that you will not find a better option or a better agent than me.
Ages 61-63 and Life Insurance rates

LIFE INSURANCE FOR SENIORS OVER 60

If you are a senior over 60 and you need life insurance, please read this blog post because it will help you find the best possible life insurance for seniors. Best Life Insurance For Seniors Over 60 Whether you are 61, 62, or 63, life insurance for seniors over 60 is very important to protect…
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Life Insurance age 57 58 59

LIFE INSURANCE FOR AGE 57-59

A lot of people don’t think about getting life insurance until they have children. But, if you’re in your 50s and without a spouse or partner, it’s important to get coverage now. You may not be able to find an affordable policy after age 60.Find out more by reading the rest of this post! Life…
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life insurance for mid 50's

LIFE INSURANCE FOR AGE 54-56

“It’s never too early to start planning for your retirement. It can be difficult deciding what type of life insurance policy is right for you, which is why we’ve made it easy with this blog post! With our help, you’ll know the best time to get coverage and how much you need.” Life Insurance For…
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life insurance in your early 50's

LIFE INSURANCE FOR AGES 51-53

Why does it matter? Our society has changed dramatically in the past 50 years. The average age of a new mother is now 30 and many people are living longer, healthier lives than ever before. This means that longevity risk—the chance that you might live too long and outlive your money—is growing more serious for…
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Life insurance options

Types Of Life Insurance, What’s The Difference

Why would you want to read this blog post? You’re looking for some clarity on life insurance. What is the difference between term and permanent life insurance? Which one should I choose? How can I save money when it comes to buying life insurance? These are all valid questions that will be answered in this…
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what is universal life insurance

Benefits of Universal Life Insurance

Universal life insurance is a type of permanent life insurance that combines the features and benefits of whole life, term, and universal. It can be used as long-term coverage for individuals who want to provide their beneficiaries with protection in case they die during the policy’s guaranteed period or as a savings vehicle for those…
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return of premium term life insurance

Return of Premium Life Insurance Policy

Many consumers today are skeptical of the life insurance industry. There have been many cases where a policy was taken out and never used, yet there were still premiums being paid on it. This is not what premium means to most people. Premiums should be for when you need life insurance, not just because your…
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Life Insurance and the 25 year term

THE 25 YEAR TERM LIFE INSURANCE POLICY

If you are looking for a way to plan your future and protect the ones you love, then we recommend that you take a closer look at our blog about life insurance. We will be discussing the benefits of having this type of policy and how it can benefit all generations.We hope that after reading…
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Most affordable life insurance for males

How To Find Cheap Life Insurance Rates For Men

Every year, the number of senior citizens in America increases. This means that more and more people are looking for cheap life insurance rates for men to ensure their families are taken care of should something happen to them. In this blog post, we’ll discuss how to find these rates and what you need to…
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Women do need life insurance

CHEAP TERM LIFE INSURANCE FOR WOMEN

Many women are not aware that they can get term life insurance for cheap, which is great peace of mind. The process of getting the coverage was very easy and hassle-free. I am so glad I did this because it’s one less thing to worry about in my retirement years! Term Life Insurance Quotes For…
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cremation insurance for seniors

The Best Final Expense Insurance For Cremation in 2022

It is a difficult time when a loved one passes. The grieving process can be made even more difficult if the family has to worry about how to cover funeral expenses, or what will happen with their home and car after they are gone. This blog post will discuss some of the benefits of final…
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is life insurance for seniors

Life Insurance For Seniors

It is important to get life insurance for seniors. There are many reasons why you should purchase a policy, such as in the event of premature death or declining health. Purchasing a policy can protect your family financially and emotionally, and it may even allow you to continue living out your retirement years in peace…
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Term Life Insurance

The Truth About Buying Term Life Insurance Online [2022 Guide]

Did you know that most people who buy life insurance online are actually saving money? It’s true! Insurance is a complicated business. But it doesn’t have to be when you go through an independent agent like me, with experience and expertise in helping consumers find the best life insurance rates for their needs. I can…
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Key Man Business Insurance

Benefits Of Keyman Insurance For Your Business

The keyman insurance is a type of business insurance that protects the company in case one or more key employees are killed, disabled, or incapacitated. There are many benefits to having this type of coverage for your business including protection from lawsuits and emotional damages; peace of mind knowing you’re covered against unforeseen circumstances, and…
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assurity life insurance

Assurity Life Insurance Top Policies and Best Riders [2022 Review]

Assurity Life Insurance is a company that offers affordable life insurance for seniors. With so many options, it can be difficult to decide what policy and riders are the best fit for you. That’s why we’ve compiled a list of some of our favorite policies from Assurity and highlighted their benefits.What do you think? Is…
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