Danny Ray - PinnacleQuote
All Posts By Danny Ray
I am a life insurance expert that specializes in final expense, critical illness, Medicare Supplements, and term/UL policies. With almost 3 decades of dedication to thousands of clients, I share my knowledge with you so that you can feel comfortable fulfilling your needs and goals. I am licensed in all 50 states and represent almost three dozen A/A+ rated carriers. You can feel confident that you will not find a better option or a better agent than me.
CPAP for sleep Apnea and life insurance

LIFE INSURANCE WITH SLEEP APNEA DISORDER

Read What Our Clients Say About Us Trustpilot If you have sleep apnea disorder, it might be worth your while to look into life insurance. With sleep apnea, there is a greater chance of heart attack or stroke during the night when breathing can stop for extended periods of time. If you’re not sure how…
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foresters life insurance company

Foresters Life Insurance Reviews 2022 (Seniors Must Read)

Read What Our Clients Say About Us Trustpilot Foresters Life Insurance 2021 is a life insurance company that has been around for over 100 years, and they just released their new plan on November 1st. Their new plan will include the following: A higher death benefit than their previous plans. Lower premiums depending on the…
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Using Deferred Compensation Business Life insurance

Business Life Insurance, The Truth About Deferred Compensation Plans![2022 Guide]

Read What Our Clients Say About Us Trustpilot Business insurance is something that many businesses and business owners neglect but it’s important to take this into account, especially if you are the sole proprietor of your company. Deferred compensation plans are a great way to make sure that your family will be taken care of…
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Prudential Policy

Prudential Life Insurance [2022 Review]

Read What Our Clients Say About Us Trustpilot In the 1940s, Prudential Life Insurance Company began to use radio advertising. They were one of the first insurance companies to do so and their ads became a household name. In 1950, they launched what is now known as “The Rock” in Newark, New Jersey. It was…
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30 Year term life

30 Year Term Life Insurance [Ultimate Guide & Rates]

Read What Our Clients Say About Us Trustpilot You are reading this because you’re not sure if a 30 Year Term Life Insurance Policy is the right choice for your senior needs. If that’s the case, let me show you why it might be an excellent idea. The truth is, we never know what life…
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affordable life insurance over 60

Affordable Life Insurance Over 60 [2022 Review]

Read What Our Clients Say About Us Trustpilot As a senior, it is important to plan for the future and take care of your loved ones. One way to do this is by purchasing life insurance over 60 years old. This blog post will provide you with some information about how affordable life insurance can…
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40 years old and life insurance

Affordable Life Insurance For Over 40 [Rates/Guide]

Read What Our Clients Say About Us Trustpilot This blog post is for all of you who are over 40 and need a life insurance policy. If you’re not sure what your needs are, we’ll help answer any questions about how much coverage you may need. We hope that this information helps to guide you…
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affordable life insurance at age 30

Life Insurance Rates in Your 30s [Find The Best Rates]

Read What Our Clients Say About Us Trustpilot The best time to start thinking about life insurance is before you need it. When you’re in your 30s, it can be tempting to put off worrying about such a morbid topic. But if you have a family, or dependents who rely on your income for their…
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A.M. Best Rating

A.M. Best Rating Agency

Read What Our Clients Say About Us Trustpilot If you’re a senior consumer, you might be interested to know that the A.M. Best Rating Agency has recently released its new rating system for insurance companies and what it means for your future coverage needs. This article will help inform consumers about how they can use…
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Life Insurance Rates By age

How Does Age Affect Life Insurance [The Ultimate Guide]

Read What Our Clients Say About Us Trustpilot It is never too early to think about life insurance. If you are a senior consumer, it is important that you understand how your age affects the type of life insurance policy that would be best for you. In this blog post, we will talk about why…
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20 year term life

20 Year Term Life Insurance Policy, What You Need To Know

Read What Our Clients Say About Us Trustpilot Term life insurance is a type of coverage that provides death benefits to your beneficiaries if you die during the term, or period, of coverage. A 20 Year Term Life Insurance Policy has a fixed premium for 20 years and pays out $100,000 in case of death.…
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Special Risk Life Insurance

Read What Our Clients Say About Us Trustpilot Life insurance is a critical component of retirement planning. It’s important to understand, however, that there are different types of life insurance and certain risks need to be covered in order to protect your loved ones. This blog post will review the ins and outs of risk-specific…
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DUI Insurance Rates

Life Insurance After DUI {What You Need To Know}

Read What Our Clients Say About Us Trustpilot Senior consumers have questions about life insurance and how it will be affected by a DUI. We are here to answer all of your questions with the help of an expert who specializes in this field. Read on for more information, including what types there are, a…
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500000 life insurance

$500,000 Term Life Insurance [2022 Guide/Rates]

Read What Our Clients Say About Us Trustpilot Many seniors know that life insurance is important, but for some, it can be hard to take the first step. They may not know what type of policy they need or how much coverage they should get. This blog post will help you answer those questions and…
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how to get a million dollar insurance policy

Truth About The Million Dollar Life Insurance Policy With Rates

Read What Our Clients Say About Us Trustpilot A million dollar life insurance policy is a smart way to protect your family from the financial devastation that would ensue if you were to pass away. But there are some things you should know before going out and buying one. We will go over how to…
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