Above all, PinnacleQuote Life Insurance Specialists mission is to make sure we provide our clients with the best options available to facilitate the proper protection for family and loved ones.
The founder has over 26 years experience in the financial/insurance industry, as a father, husband, and son, he knows tomorrow is not guaranteed.
Again, the main focus is to provide education combined with the best options and let YOU decide what is the best fit for your loved ones after you are no longer here.
In fact, it is imperative what you have envisioned for them financially is kept intact even in your absence.
Unfortunately, death just happens unplanned. Provided that, making sure your family is protected with a pennies on the dollar solution allows you the peace of mind.
In other words, knowing that if that day ever comes, although your family will miss you, they will know how much you love them because you made sure they were financially looked after when you are no longer here.
In particular, that is what life insurance is all about. That last way to say I LOVE YOU!!
All in all, we believe in keeping things very simple, its life insurance, shouldn’t it be?
We specialize in all life insurance especially in these areas:
- Life Insurance For Seniors Over 75
- Life Insurance with Pre-Existing Medical Conditions
- $1,000,000+ Life Insurance Policies (Up to $100mm)
- Affordable Burial Insurance
- Business Life Insurance
Reach out to us, after spending 10 minutes with us, you will know the reason why!!
We will provide you with exactly what your goals demand!!!
PinnacleQuote Founder Daniel Ray
Hi, my name is Daniel Ray, owner of PinnacleQuote Life Insurance Specialists. Above all, I want to shed some light on the business principals and commitment to the relationship I have with our clients.
In the past, I have worked at the largest life insurance agency in the country. In fact, I am sure you have seen there ads on TV about shopping and saving.
Furthermore, the one thing that I learned from that experience is exactly what not to do.
Ultimately, the relationship I have with my clients is a lot more than a few letters on a screen and a disembodied voice over the phone.
Unfortunately, at these large agencies, that’s exactly what the client is, just letters on the screen.
Also, the client should come first, however, I have seen the client become a distant third, behind the insurance company and the agency. That’s just not the way it should be, and I am committed to always put the client first!! ALWAYS!!
First, well the client comes first, PERIOD!
For instance, from the initial call to the application, then from the underwriting, approval, and finally the policy in your hands, I will hold you by the hand from start to finish.
Above all, my main focus is to make sure you buy right at the lowest possible price, with the highest rated carrier. But also assist you through the application and underwriting process. I make it very simple, and very easy.
Eighty percent of our reviews say the same thing, Danny Ray just made it so easy. Danny was informative, Mr. Ray always takes the time to explain in detail and make you feel comfortable.
I am made available, 9-9, Monday through Friday, also on call until midnight EST. Can you reach your life insurance agent at 11:00 pm on a Friday night?
How about 8:00 pm on a Saturday/Sunday night? You can reach me!!
I understand how important it is to make sure you have the proper protection for your family and sometimes the simplest of questions need to be answered.
Health Impairments/Lifestyle Risks We Specialize In
For example, these are some of the health impairments we specialize in:
- Multiple Sclerosis MS
- Treated Blood Pressure
- Smokers and Smokeless Tobacco
- Marijuana Use
- Type 1 and Type 2 Diabetics
- Sleep Apnea
- Heart Disease
- Heart Attack
- Atrial Fibrillation AFIB
- Special Risk
Life Insurance for Cancer Survivors/Patients, Such as:
Life insurance with Gastrointestinal Disease, such as
Also life insurance with Mental Illness such as:
Life Insurance For All Ages
Final Expense Insurance such as:
Business Life Insurance such as:
The PinnacleQuote Difference
Above all, the most important commodities when in search of the best life insurance policy to protect your family is,
- Best Price/Best Rate
- Best Carrier(A/A+ Rated with A.M.Best)
These two most important commodities when searching for life insurance comes down to one thing, The Agent you are using!!
What Kind Of Agent Are You Using
For example, there are 3 basic types of life insurance agents.
Captive Agent– Usually only offers 1 companies products, licensed in 1 state, typically your local storefront agent. Very limited on the products they offer, and always proprietary. Chances of receiving the best rate, the best product to protect your family, 2-5%!!
Independent Agent– This agent will offer you multiple carriers, usually up to 5. Also licensed possibly in 2-3 states. Chances of receiving the best rate, the best product to protect your family, 50%!!
NATIONAL INDEPENDENT AGENT– This is the Pinnaclequote agent, contracted with dozens of carriers with relationships with over 50 of the top carriers in the industry. All rated A/A+. Moreover, licensed in 49 states, which guarantees the BEST RATE & BEST CARRIER!! Chances of receiving the best rate, the best product to protect your family, 100%!!<