2023 Guide To Affordable Life Insurance With Celiac Disease - PinnacleQuote

2023 Guide To Affordable Life Insurance With Celiac Disease

Most people would think that living with celiac disease is a death sentence, as it can make eating most foods difficult. But life insurance companies don’t see it as an issue! Read on to find out how you can get affordable life insurance coverage and never have to worry about your family’s financial security again.

Life Insurance With Celiac Disease

Can people with celiac disease get life insurance?  YES!  Keeping your Celiac Disease in complete control through diet and physician guidance gives you a higher chance of a Preferred Rating Class! Let’s take a look…

Complete Control ~ you are diagnosed by your physician.  My Diet is in check. Have an occasional flare-up.  You could qualify for a Preferred Rating.

Mild Control ~ you are diagnosed by your physician. Diet is not in balance, and you suffer from symptoms more often than the occasional flare-up.  You could qualify for Standard.

Moderate ~ you are diagnosed by your physician. You are not following a strict Celiac Disease Diet plan. Your symptoms are quite frequent — possible qualifying for a Standard to Table 4 Rating Class.

Uncontrolled ~ you may have been diagnosed by your physician recently. Your symptoms are constant. You are suffering from other complications related to your Celiac Disease. You could be a Postpone or possible Decline for traditional life insurance.

At this point, you have two options:

Gain control of your Celiac Disease and reapply or look into a guaranteed acceptance policy.

Does Celiac Disease Affect Life Insurance

Celiac Disease is considered a pre-existing condition; Just like gastroesophageal reflux disease (GERD) and ulcerative colitis.

Both slightly differ in their characteristics and present different symptoms and treatments than that of celiac disease.

You could get a preferred rate with your life insurance application as mentioned above.

Again, keep your Celiac Disease symptoms under control and managed.

When left untreated Celiac Disease can lead to other health issues such as Type 1 Diabetes, Multiple Sclerosis (MS), Osteoporosis, Lactose intolerance, Pancreatic Insufficiency.

Be proactive, get a life insurance policy today before you have any serious complications arise in your health.

Putting a policy in place today keeps your rates low.

Life insurance protects your family today for any unseen tomorrow!

Affordable Life Insurance With Celiac Disease

Now is the time to get affordable life insurance with a diagnosis of Celiac Disease.

Unlike conditions such as Crohn’s Disease, IBS, or another type of gastrointestinal disease Celiac disease is not as severe as long as you manage your lifestyle and diet.

What Is Celiac Disease 

Celiac disease is an autoimmune disease.  One of many gastrointestinal disorders that attacks the small intestine.

It is gluten intolerance. Gluten is a protein that is found in wheat, rye, and barley too.

When the small intestine gets damaged,  your body does not absorb nutrients properly.

In fact, there are over two million Americans who are undiagnosed properly.

If left untreated long-term,  people diagnosed with celiac disease will have a weakened immune system.

In the first place, when you present digestive disorder symptoms to your doctor, he/she will do a blood test.

Furthermore, once the autoimmune disorder diagnosis is confirmed, you will most likely be put on a strict gluten-free diet.

Now, a gluten-free diet is a start to eliminate your symptoms.

What Are The Signs And Symptoms Of Celiac Disease

What are the long-term effects of Celiac Disease?

  • Diarrhea
  • Bloating
  • Gas
  • Weight loss
  • Exhaustion
  • Anemia
  • Depression
  • Constipation

I have Celiac Disease What Foods Do I Avoid

Is there a specific Celiac Disease Diet?  Nothing specific. Avoid all gluten.

There are tons of delicious recipes online you can follow. Read food labels. Stay focused!

can i get life insurance if i have celiac disease
Gluten-Free Diet

Of course, all the fun foods are not healthy for us in general. But when you have Celiac Disease, you experience all of the above symptoms.

Some foods to avoid are:

  • Bread
  • Cakes
  • Pasta
  • Cookies

As a matter of fact, any foods that contain gluten protein. Reading labels is time-consuming. However, it is key to keeping a healthy diet.

Is celiac disease a serious condition?  In fact, Yes!

What is the life expectancy of a person with celiac disease? If your Celiac Disease is left untreated, it is life-threatening.

Furthermore, you will experience other health issues, like the ones we mentioned above.

In addition to that, you will also experience weight loss, depression, malnutrition, and exhaustion.

I Have Celiac Disease What Foods Should I Eat

Can you live a normal life with celiac disease? Introducing a gluten-free diet is trial and error.  Moreover, keep a Celiac Disease log.

Above all, keep away from processed foods as much as possible.

I have gluten symptoms can I get life insurance
Herbs and Spices Gluten Friendly

Some foods to keep in your diet arsenal are:

  • Poultry
  • Seafood
  • Eggs
  • Fruit
  • Grains such as quinoa, rice, millet
  • Vegetables
  • Nuts
  • Healthy Fats
  • Herbs and spices

Life with Celiac Disease

Is Celiac Disease Curable? NO! There are no medications to cure this disease.

In reality, a gluten-free diet is the only way to heal any further damage to your small intestine and keep Celiac symptoms to a minimum.

For more information about Celiac Disease, CLICK HERE.


To get the best life insurance quotes for Celiac Disease, give us a call today! Be proactive.

Protect your loved ones!