All Posts By Danny Ray
I am committed to giving you the best-priced policy with the highest rated carrier, GUARANTEED!!! Spending ten minutes on the phone with me and you will know why it makes no sense to talk to anyone else.
How Does Life Insurance Work? Will It Help My Family?

The Truth On How a Life Insurance Policy Works

Many people don’t know that when they purchase life insurance, they are actually purchasing an investment. Better yet, the proceeds of your policy can be used for any purpose you wish! The next time someone asks you what a life insurance policy is and what it does, share this blog post with them to help…
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Are Pre-paid Funeral Plans Worth It

The Truth About Prepaid Funeral Plans [MUST READ]

We’ve all heard the horror stories of people who have been taken advantage of when it comes to paying for funerals. It’s a sad reality, but one that is unfortunately true. But what if we told you there was a way around this problem? What if we gave you the opportunity to prepare in advance…
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anxiety about the coronavirus

Managing Anxiety Amid Coronavirus In 2021

If you’re a senior citizen or caregiver for one, then you may be feeling more than a little anxious these days. With the coronavirus in full effect and seniors living longer with chronic conditions, managing anxiety is now more important than ever! Check out this blog post for tips on how to manage anxiety amid…
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Life Insurance For Medical Professionals

Life Insurance For Medical Professionals [2021 Guide]

What’s the point of having a 401K if you can’t enjoy it? If you’re a medical professional, there is life insurance for doctors that will protect your family and children from economic hardship in the event of your death. You may have been saving up for retirement with an investment portfolio but it doesn’t do…
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When and Why Life Insurance Doesn’t Payout

Life insurance is an important part of every financial plan. It helps protect your family in the event that you pass away, but what does life insurance not cover? While it can be a lifesaver for dependents, there are several reasons why life insurance may not pay out, including when you die to natural causes…
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chronic illness rider on life insurance

Buying Life Insurance for People with Chronic Illness

It can be hard to know how much life insurance is enough when you have a chronic illness. It’s important for people with chronic illnesses to get as many opinions as possible on the amount of life insurance they need because it can vary depending on factors like their age and overall health. The good…
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gestational diabetes and life insurance premiums

Gestational Diabetes and Life Insurance [2021 Tricks]

The last thing that anyone wants to worry about is their health. Unfortunately, many people have to deal with this concern on a daily basis. It’s even more difficult if you’re pregnant and have gestational diabetes. You want the best for your child, but how do you prepare? What if something happens during pregnancy or…
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getting life insurance with copd

The Truth About Life Insurance With COPD [2021 Guide]

As we get older, it is only natural to worry about what will happen if the worst happens. Getting life insurance with COPD can be debilitating, and life insurance is a must-have for those who are diagnosed with this condition. What do you need to know? We’ll tell you right now about how to achieve…
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best life insurance for Alzheimer's

Life Insurance for Alzheimer’s Patients [The Facts]

Do you have Alzheimer’s? Do you know someone with Alzheimer’s? If so, there are important steps to take now before it is too late. I’m sure that everyone has seen the commercials for Life Insurance for people with Alzheimer’s and their caregivers. But what does this really mean and why should we care about getting…
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How does a single premium whole life policy work?

Single-Premium Whole Life [2021 Guide]

Single-Premium Whole Life insurance is an investment that pays out a single sum of money upon death, with rates typically being higher than term life insurance. But, what about the other time? What if you need to use your Single-Premium Whole Life policy for one reason or another before you die? The good news is…
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GUL

Guaranteed Universal Life GUL (2021 Ultimate Guide)

When you’re living in retirement, life insurance is one of those things that’s hard to think about. But sometimes it’s necessary. And if you’re considering a Guaranteed Universal Life GUL, then we’ve got some great news for you!Did you know that the average person will live to be 77 years old? That means they’ll need…
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What is a buy-sell agreement in life insurance

How To Fund A Buy-Sell Agreement With Life Insurance

“I’m sure you’ve heard the news that your best friend’s dad died and now she’s going to have to pay off his mortgage, car loan, and credit card debt.”“But what if there was a way for her not to inherit all of those things?” “What if she could sell her family home and then buy…
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why small-business owners need life insurance

Why Small-Business Owners Need Life Insurance

As we get older, our lives change in many ways. Some of us find ourselves with more time on our hands and less money than before. We start to look at the world differently and think about what is important to us now. One thing that often gets lost in the shuffle of planning for…
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Life insurance After Thyroid Cancer Diagnosis

Getting Life Insurance After Thyroid Cancer in 2021 [How To Guide]

The article below discusses the process of getting life insurance after thyroid cancer in 2021. Life Insurance is an important step to take, and there are a few things you should know before you get started.Blog post-intro paragraph:I had a recent scare when my doctor found out I have thyroid cancer (Yikes!) but now that…
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skin cancer life insurance rate class

Getting Life Insurance After Skin Cancer [2021 Guide]

In my line of work, I see a lot of people struggling with major health issues. Skin cancer is one that tends to be the most common and it’s not easy for anyone to get back on their feet after being diagnosed. One way you can help yourself recover from skin cancer is by getting…
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