Danny Ray - PinnacleQuote
All Posts By Danny Ray
I am a life insurance expert that specializes in final expense, critical illness, Medicare Supplements, and term/UL policies. With almost 3 decades of dedication to thousands of clients, I share my knowledge with you so that you can feel comfortable fulfilling your needs and goals. I am licensed in all 50 states and represent almost three dozen A/A+ rated carriers. You can feel confident that you will not find a better option or a better agent than me.
low cost burial insurance

How To Get a Cheap Burial Insurance With No Waiting Period?

Read What Our Clients Say About Us Trustpilot Do you have a family member that is approaching old age and is worried about the cost of their funeral? Burial Insurance Plans Whether you choose a Final Expense Life Insurance Policy that covers funeral expenses and then some, a dedicated final expense insurance policy, or funeral pre-payment, you’ll be doing…
Read More
Life insurance for elderly

How To Get Affordable Life Insurance For Seniors Over 75 Age?

Read What Our Clients Say About Us Trustpilot What’s it like to be 75 years old and looking for the best life insurance? Do you want permanent coverage or lifelong coverage? Or how much coverage do you need? There’s a common misconception that life insurance is only for young people. Or, if you are over…
Read More
Life Insurance with CHF

The Truth About Life Insurance With Congested Heart Failure

I want to share with you some of my personal experiences when it comes to life insurance, and hopefully help everyone understand what is the best choice for them. I have congestive heart failure which means there’s a chance that I could die soon. When I was asked if I wanted to get life insurance,…
Read More
life insurance for over 70

Complete Rates For Life Insurance Over Age 70

Read What Our Clients Say About Us Trustpilot “The average life expectancy for a man is 76.4 years, and the average life expectancy for a woman is 80.5 years.” The number of people living to be over 70 has increased exponentially in recent decades due to better healthcare, but as we age our health can…
Read More
How Does Life Insurance Work? Will It Help My Family?

The Truth On How a Life Insurance Policy Works

Read What Our Clients Say About Us Trustpilot Many people don’t know that when they purchase life insurance, they are actually purchasing an investment. Better yet, the proceeds of your policy can be used for any purpose you wish! The next time someone asks you what a life insurance policy is and what it does,…
Read More
Are Pre-paid Funeral Plans Worth It

The Truth About Prepaid Funeral Plans [MUST READ]

Read What Our Clients Say About Us Trustpilot We’ve all heard the horror stories of people who have been taken advantage of when it comes to paying for funerals. It’s a sad reality, but one that is unfortunately true. But what if we told you there was a way around this problem? What if we…
Read More
anxiety about the coronavirus

Managing Anxiety Amid Coronavirus In 2022

Read What Our Clients Say About Us Trustpilot If you’re a senior citizen or caregiver for one, then you may be feeling more than a little anxious these days. With the coronavirus in full effect and seniors living longer with chronic conditions, managing anxiety is now more important than ever! Check out this blog post…
Read More
Life Insurance For Medical Professionals

Life Insurance For Medical Professionals [2022 Guide]

Read What Our Clients Say About Us Trustpilot What’s the point of having a 401K if you can’t enjoy it? If you’re a medical professional, there is life insurance for doctors that will protect your family and children from economic hardship in the event of your death. You may have been saving up for retirement…
Read More

When and Why Life Insurance Doesn’t Payout

Read What Our Clients Say About Us Trustpilot Life insurance is an important part of every financial plan. It helps protect your family in the event that you pass away, but what does life insurance not cover? While it can be a lifesaver for dependents, there are several reasons why life insurance may not pay…
Read More
chronic illness rider on life insurance

Buying Life Insurance for People with Chronic Illness

Read What Our Clients Say About Us Trustpilot It can be hard to know how much life insurance is enough when you have a chronic illness. It’s important for people with chronic illnesses to get as many opinions as possible on the amount of life insurance they need because it can vary depending on factors…
Read More
gestational diabetes and life insurance premiums

Gestational Diabetes and Life Insurance [2022 Tricks]

Read What Our Clients Say About Us Trustpilot The last thing that anyone wants to worry about is their health. Unfortunately, many people have to deal with this concern on a daily basis. It’s even more difficult if you’re pregnant and have gestational diabetes. You want the best for your child, but how do you…
Read More
getting life insurance with copd

The Truth About Life Insurance With COPD [2022 Guide]

Read What Our Clients Say About Us Trustpilot As we get older, it is only natural to worry about what will happen if the worst happens. Getting life insurance with COPD can be debilitating, and life insurance is a must-have for those who are diagnosed with this condition. What do you need to know? We’ll…
Read More
best life insurance for Alzheimer's

Life Insurance for Alzheimer’s Patients [The Facts]

Read What Our Clients Say About Us Trustpilot Do you have Alzheimer’s? Do you know someone with Alzheimer’s? If so, there are important steps to take now before it is too late. I’m sure that everyone has seen the commercials for Life Insurance for people with Alzheimer’s and their caregivers. But what does this really…
Read More
How does a single premium whole life policy work?

Single-Premium Whole Life [2022 Guide]

Read What Our Clients Say About Us Trustpilot Single-Premium Whole Life insurance is an investment that pays out a single sum of money upon death, with rates typically being higher than term life insurance. But, what about the other time? What if you need to use your Single-Premium Whole Life policy for one reason or…
Read More

Guaranteed Universal Life GUL (2022 Ultimate Guide)

Read What Our Clients Say About Us Trustpilot When you’re living in retirement, life insurance is one of those things that’s hard to think about. But sometimes it’s necessary. And if you’re considering a Guaranteed Universal Life GUL, then we’ve got some great news for you!Did you know that the average person will live to…
Read More