Danny Ray - PinnacleQuote
All Posts By Danny Ray
I am a life insurance expert that specializes in final expense, critical illness, Medicare Supplements, and term/UL policies. With almost 3 decades of dedication to thousands of clients, I share my knowledge with you so that you can feel comfortable fulfilling your needs and goals. I am licensed in all 50 states and represent almost three dozen A/A+ rated carriers. You can feel confident that you will not find a better option or a better agent than me.
best life insurance for Alzheimer's

Life Insurance for Alzheimer’s Patients [The Facts]

Read What Our Clients Say About Us Trustpilot Do you have Alzheimer’s? Do you know someone with Alzheimer’s? If so, there are important steps to take now before it is too late. I’m sure that everyone has seen the commercials for Life Insurance for people with Alzheimer’s and their caregivers. But what does this really…
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How does a single premium whole life policy work?

Single-Premium Whole Life [2022 Guide]

Read What Our Clients Say About Us Trustpilot Single-Premium Whole Life insurance is an investment that pays out a single sum of money upon death, with rates typically being higher than term life insurance. But, what about the other time? What if you need to use your Single-Premium Whole Life policy for one reason or…
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GUL

Guaranteed Universal Life GUL (2022 Ultimate Guide)

Read What Our Clients Say About Us Trustpilot When you’re living in retirement, life insurance is one of those things that’s hard to think about. But sometimes it’s necessary. And if you’re considering a Guaranteed Universal Life GUL, then we’ve got some great news for you!Did you know that the average person will live to…
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What is a buy-sell agreement in life insurance

How To Fund A Buy-Sell Agreement With Life Insurance

Read What Our Clients Say About Us Trustpilot “I’m sure you’ve heard the news that your best friend’s dad died and now she’s going to have to pay off his mortgage, car loan, and credit card debt.”“But what if there was a way for her not to inherit all of those things?” “What if she…
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why small-business owners need life insurance

Why Small-Business Owners Need Life Insurance

Read What Our Clients Say About Us Trustpilot As we get older, our lives change in many ways. Some of us find ourselves with more time on our hands and less money than before. We start to look at the world differently and think about what is important to us now. One thing that often…
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Life insurance After Thyroid Cancer Diagnosis

The Truth about Life Insurance After Thyroid Cancer in 2022

Read What Our Clients Say About Us Trustpilot The article below discusses the process of getting life insurance after thyroid cancer in 2021. Life Insurance is an important step to take, and there are a few things you should know before you get started. I had a recent scare when my doctor found out I…
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skin cancer life insurance rate class

Getting Life Insurance After Skin Cancer [2022 Guide]

Read What Our Clients Say About Us Trustpilot In my line of work, I see a lot of people struggling with major health issues. Skin cancer is one that tends to be the most common and it’s not easy for anyone to get back on their feet after being diagnosed. One way you can help…
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Colon Cancer Life Insurance

Life Insurance for Colon Cancer Survivors [2022 Guide]

Read What Our Clients Say About Us Trustpilot A colon cancer survivor is someone who has been diagnosed with the disease and had their tumor removed. After surgery, chemotherapy, and radiation treatments, many survivors are left wondering what to do next. They may be concerned about how they will pay for future medical care or…
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Life Insurance After Breast Cancer

Breast Cancer Diagnosis and Life Insurance [How To Qualify]

Read What Our Clients Say About Us Trustpilot You may have heard about the newest breast cancer breakthrough that was published this week. The researchers discovered a new gene mutation that seems to prevent breast cancer cells from spreading and causing more damage in other parts of the body. If you are not sure what…
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Life Insurance After Prostate Cancer Diagnosis

Can You Get Life Insurance After Prostate Cancer

Read What Our Clients Say About Us Trustpilot “If you’re a senior and have been diagnosed with prostate cancer, don’t worry! You can still get life insurance.” “We know that many seniors are looking for life insurance as they near retirement age. And if you’ve just been diagnosed with prostate cancer, it’s probably the last…
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Life Insurance and Lung Cancer Diagnosis

Life Insurance After Lung Cancer Diagnosis

Read What Our Clients Say About Us Trustpilot It’s the last thing you want to think about, but if it happens, what are your options? You have to know that not every life insurance company will cover cancer. And even for those who do, there is no guarantee they’ll pay out after a diagnosis of…
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does life insurance cover stroke

Getting Life Insurance After A Stroke [2022 Guide]

Read What Our Clients Say About Us Trustpilot Getting life insurance after a stroke is often difficult, but it can be done. The first thing to do is to figure out what type of life insurance you need and how much coverage you will provide. You can then research various companies that offer those policies…
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Infinite banking and Term Rider

The Truth About Term Rider and Infinite Banking [2022 Guide]

Read What Our Clients Say About Us Trustpilot Term Rider and Infinite Banking are two things that you should know about. They can help make your financial life a little easier. Term rider is like an insurance for your mortgage, it will pay off the rest of your loan if you pass away or become…
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Guaranteed vs Non-Guaranteed

Non-Guaranteed vs. Guaranteed Universal Life Insurance | Pros And Cons – [MUST READ]

Read What Our Clients Say About Us Trustpilot You’re reading this because you’ve been thinking about getting life insurance. You know it’s a good idea, but the options seem overwhelming. What should I get? How much do I need? Is there anything else I should be considering before making my decision? The truth is that…
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get life insurance quotes

Everything You Need To Know About Online Life Insurance Quotes

Read What Our Clients Say About Us Trustpilot I’ve seen a lot of confusion lately about the difference between non-guaranteed and guaranteed universal life insurance. In this post, I’ll break it down for you so that you can make an informed decision on your future financial security. Non-guaranteed is not as good as guaranteed because…
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