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High Risk Life Insurance

Special Risk Life Insurance

Life insurance is a critical component of retirement planning. It’s important to understand, however, that there are different types of life insurance and certain risks need to be covered in order to protect your loved ones. This blog post will review the ins and outs of risk-specific life insurance for seniors. Life insurance can help…
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DUI Insurance Rates

Life Insurance After DUI {What You Need To Know}

Senior consumers have questions about life insurance and how it will be affected by a DUI. We are here to answer all of your questions with the help of an expert who specializes in this field. Read on for more information, including what types there are, a few examples of each type, and why they…
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Life Insurance After a Decline


If you have recently been declined life insurance for your health, this blog post is for you! We’ll show you the top reasons why life insurers may decline an application and how to get covered. Ready? Let’s go!We’re all trying to save money these days so it might be tempting when a company offers a…
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Pre-existing conditions and life insurance

The Truth About Life Insurance With Pre-Existing Conditions [Rating Class]

The value of life insurance is undeniable. It can provide peace of mind and financial stability to your family in the event that you pass away prematurely. Life insurance rates are often higher for those who have pre-existing conditions, but it may not always be necessary to pay these higher rates if you purchase a…
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Smokeless Tobacco and Life Insurance


Smokeless tobacco users are often overlooked in the realm of life insurance. With increased awareness around the dangers of smoking, many people have made a conscious decision to quit. Unfortunately, this doesn’t always translate into smokeless tobacco use cessation – and that could pose some serious health risks.In addition to cancer, smokeless tobacco usage also…
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Epilepsy and Life Insurance Rates


What about life insurance with epilepsy/seizure disorders?A lot of people think that if they have a history of seizures or some other type of neurological disorder, it means they can’t buy life insurance. This is not the case! In fact, many people with epilepsy are able to purchase affordable and flexible term life insurance. And…
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Guaranteed Life Insurance Plans

Guaranteed Acceptance Life Insurance [No Medical Questions]

You’ve heard the old saying, “you can’t take it with you.” But what if there was a way to make sure that your money is always with you? It’s true – life insurance will let you leave your loved ones knowing that they’re taken care of. Whether for their protection or just to help them…
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Diabetes and Life Insurance rates

How To Get Affordable Life Insurance For Diabetics

Diabetes is a very serious condition that can have many negative health effects. If you are diabetic and considering life insurance, it may be difficult to find affordable rates because of your pre-existing condition. There is good news though! In the past few years, there has been an increase in insurance carriers offering policies for…
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life insurance for people with cancer


Cancer is a terrible disease that affects many people. When you are diagnosed with cancer, it can be stressful and scary to think about the future because there’s no telling how much time you have left. Life insurance for cancer patients can help provide security and peace of mind during this difficult time.What do you…
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cholesterol levels too high for life insurance?

Will High Cholesterol Affect My Life Insurance Rates

It’s a scary thought, but if you have high cholesterol your life insurance rates may be affected. The truth is that many people are unaware of the correlation between their cholesterol levels and the cost of their life insurance. If this sounds like something you want to know more about, keep reading for facts about…
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Life insurance rates and Smokers

The Truth about Life Insurance for Smokers

Life insurance is an important part of planning for the future. But what if you smoke? The truth is that smokers are more likely to die earlier than nonsmokers. So, if you’re a smoker and want to buy life insurance, you may have to pay higher rates or get a smaller policy amount in order…
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Life Insurance with hypertension

The Truth about Life Insurance With High Blood Pressure

It’s not always easy to figure out how much life insurance you need. But if your blood pressure is high, it might be time to talk with a financial advisor about the best way to protect your loved ones in the event of an unfortunate accident. If you are interested in learning more, contact us…
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Life Insurance with Multiple Sclerosis

The Truth about Life Insurance with Multiple Sclerosis

Senior consumers often have a difficult time understanding the various types of life insurance. Some people may think that they are only getting one type of policy when in reality, they are receiving more than just one plan. One such example is Multiple Sclerosis-specific life insurance. It’s important for seniors to know what their options…
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affordable life insurance for high risk people

2022 Guide to Medical High-Risk Life Insurance

You’re probably wondering what life insurance has to do with the future. This is a great question! After all, you’re not planning on dying tomorrow, are you? The truth is that your needs may change over time and be prepared for potential risks in the future can result in peace of mind today. It’s never…
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