For spouses, siblings, or children of a deceased loved one, the grieving process is already difficult enough. When you are also faced with the task of handling their affairs in order to settle their estate and pay any debts they have left behind it can be overwhelming.
This post will provide you with some helpful information on what to do when someone dies that may make this process easier for you.
- How To Prepare Before the Funeral
- What Professional Support is Available to Someone Who is Grieving
- What Documents Are Needed When You Die
- How Do You Plan a Budget For a Funeral
- Choosing The Best Funeral Home
- What Is The First Step In Planning A Funeral
- What Happens After The Funeral Is Over
How To Prepare Before the Funeral
The first thing that needs to happen after a loved one passes away is getting their legal pronouncement of death. If they died while in the hospital, nursing home, or an assisted living facility then their doctor will do this task for them.
However, if it was at home with no hospice care present there are some things you can do yourself though like making sure not to resuscitate (DNR) orders and having any cremation papers ready because someone may come by sooner than expected!
You have a choice. You can either leave everything to chance and hope that things go smoothly, or you could get some help from friends and family by letting them know what happened in advance so they will be there for support when the time comes.
It might not seem like much but having someone around who understands how difficult this situation is going through alone actually makes all of those early calls worth it!
When a loved one passes away, their friends and family are there to help with the process. Sometimes this means taking care of any pets they may have had in life (watering plants or feeding them).
But it also could mean going through closets full of clothes that will never fit again – just because somebody is ready doesn’t mean you should wear your old prom dress every day!
What Professional Support is Available to Someone Who is Grieving
It can be hard to navigate the process of death with someone you love. If they passed away, it’s even more difficult because there are so many things that need attention and may not have been thought about yet or discussed among loved ones at all!
You should reach out for help before any sort of funeral takes place if possible by contacting professionals such as doctors or lawyers. In fact, these people knew your family member well enough already to know what needs to be done when it comes time to settle up after their passing.
Otherwise, we risk making mistakes during this trying period which could cause additional heartache later on down the road.
Contact The Life Insurance Agent
The independent insurance agent The agent that helped them obtain a whole or term life insurance policy will work on providing you or the deceased’s spouse with funds to cover funeral expenses.
Reach Out To The Financial Advisor
After they pass away, their financial advisor will take steps to free up the funds you need so that all of your final bills and estate taxes are paid.
Contact Their Certified Public Accountant CPA
You will be in good hands with the CPA. They can help you round up all of your loved one’s tax documents, and when it comes time for filing out final returns they are here to assist!
Contact The Attorney
The person who prepared your will, trust, and other end-of-life documents will provide you with legal records throughout the funeral planning process including a letter of testamentary.
If they are not an executor or trustee for this document it is possible that one might be found by contacting individuals according to their instructions in case any problems arise during estate settlement proceedings.
Contact Your Local Probate Court (If Applicable)
Even if you’re not the spouse or next of kin, having a will can make everything easier for family members who are left behind in an unexpected death. Contact your local probate court to get started with settling their estate!
What Documents Are Needed When You Die
In order to make final arrangements, you’ll need copies of various documents and send them out.
The professionals who were contacted after your loved one passed on can provide many needed records for the spouse or next-of-kin that includes:
When you die, your most precious possessions are in the hands of people who may not be able or willing to protect them. You can make sure those memories last forever by creating a will before it’s too late!
A safe deposit box is also an option for storing important documents like birth certificates and marriage/divorce certificates which might include military discharge papers as well.
But if these types aren’t available either contact banks first because they do sometimes have special agreements where beneficiaries get access without probate court proceedings after death occurs (which could take years).
It’s a good idea to have multiple copies of your death certificate available at all times.
You never know when it will come in handy, so keep one with you and spread out the other two somewhere safe where they stay dry or cool enough (or both) until needed again!
Probate or Will
The will is a legal document that lets someone plan for their loved ones’ future.
If you don’t know whether one exists, ask other family members and friends who may have seen it or heard mention of such an important thing in passing. Above all, lawyers are good at finding these things!
Life Insurance Policies
It’s important to contact the life insurance company as soon as possible after a loved one has died.
They’ll need medical records and other information in order for you to get paid back on their policy, so make sure these documents are ready before contacting an agency or provider!
Military Service Documents (If a Veteran)
A record of service is also important in order to claim any benefits for the surviving spouse. Depending on the circumstances, veterans may be eligible with free military funeral honors that include an honor guard and flag folding as well “Taps” playing at their graveside!
Learn more about these options or how you can plan your loved one’s final send-off while taking care of not only of them but yourself too by reading this article: “Planning A Veteran Funeral?”
How Do You Make Sure Your Funeral Wishes Are Followed
In many cases, a person’s funeral and burial or cremation plans will be honored if they have already been pre-planned.
If this was the case with your loved one then it’s important that you contact all those involved in order to make sure everything goes as planned for them!
Honor your loved ones’ final wishes! Honor their desires in life, from organ donation to scattering ashes.
If you’re not sure what they would want it could be worth asking other family members or friends that are close by. In addition, a lawyer too if necessary of course
How Do You Plan a Budget For a Funeral
Funerals can be very expensive, and it’s important to set a budget if you’re paying any costs yourself.
You don’t want your loved one worrying about how big or small their final expense will be in the middle of grieving; they should know from the start that bigger isn’t always better!
Funerals are an emotional and costly event. The average cost for funeral services is $9000, but some can range into the tens of thousands – with caskets costing as much as $5k or more!
It’s important to plan ahead so you know what’s going on in advance; these prices don’t include flowers or other floral items (which may be complimentary), obituary notices ($40-$150 usually) transportation costs if necessary, burial markers/footprints, etc…
What should you do if the price of a funeral is important to your loved one and they don’t want any hiccups in their final arrangements?
Get an outside opinion. You could pay hundreds or thousands less by buying from third-party distributors. But keep in mind, there are disadvantages as well.
Overall, some facilities might not have what’s best for everyone on hand so make sure before going through with anything that seems too good (or bad)to be true!
Choosing The Best Funeral Home
A funeral director is your best resource when it comes to planning the final arrangements for a loved one who has passed away. You can choose from many different options, including pre-arrangements or waiting periods that allow you time in between speaking with various professionals (and arranging any specific details).
You should call ahead so they know what date and time frame of availability works well before coming into their office at this point as there may already be someone booked up on those days/timeslots.
The internet has made it easier to find the perfect funeral home, but make sure you do your research and don’t just pick one at random.
There are many options out there so take some time for this important decision as prices will vary from place to place depending on what services they offer!
What Is The First Step In Planning A Funeral
Above all, making arrangements at the funeral home can be a difficult decision for you if you don’t know your loved one’s final wishes. Some of these main decisions include:
- Will I cremate or bury them?
- If there is viewing/visitation,
- How often should they occur and where do we go during those times together as family members (viewing room)?
- What type of service would like; open casket burial with military honors followed by lunch on site in a tent near gravesite
- Ceremony conducted offsite
- Eulogy delivered
- Cremation preference
You may think that you have limited options when it comes to picking out a wedding but thanks for the many ways in which weddings can be customized.
You will make arrangements for flowers, transportation music, and often afterward as well. Having an experienced relative or friend help with all of these decisions makes everything easier too!
The Obituary Needs To Be Written
The obituary is like the spoken version of a eulogy. It provides basic information about a person’s life and can be written by family members or close friends, who often give it out at funerals themselves to share with others what happened in their lives so that we might learn from these lessons ourselves too-even if they’re sad things!
The good news? You don’t have anything planned for today anyway (you’ve been busy), which gives you plenty of time to write this important document before the funeral rolls around when everyone will want copies made available after services end.
What Happens After The Funeral Is Over
You may be wondering what to do after your loved one’s funeral. There are a few important tasks that should come first, such as settling their estate and canceling any credit cards or bank accounts they had before death.
In fact, it can also help if you work with an attorney on this process because of how complicated things get when dealing with large estates worth over $50k dollars.
Stop any deliveries such as newspapers, home-meal services, and nurse visits. Go to the post office to stop or forward mail with a neighbors’ address so it won’t be delivered while you’re not there (you can also ask them if they would make an exception).
Collect the special lump-sum death payment from the federal government – generally, this is paid out as soon as possible after someone passes away because of how complicated things get in regards to who their eligible heirs are.
However, sometimes there will still need time for paperwork before then receiving these funds which mean surviving spouses should apply first!
Once done applying go ahead cancel your spouse’s email account since most social media platforms allow users to delete accounts upon request.
The logistics of handling the estate and planning a funeral are too much for one person. That’s why families often struggle financially when it comes to their loved ones’ death, especially if they’ve never dealt with this kind of situation before.
Funeral costs have been steadily rising over time as well; without proper guidance or preparation from professionals in these matters, there is a risk that family members may emotionally spend more than necessary- hundreds of thousands of dollars can easily add up quickly!
We hope this article has provided you with some peace of mind. If it’s not too much to ask, we would be grateful if you could share the post on social media and help other people who are in need.
It can take a lot of pressure off your shoulders when someone is there for support. Rest assured that your loved ones will always be remembered—and they wouldn’t want anything less than having their friends and family carries them in their hearts forever.